Bank Officer responsible for mortgage pricing policies and strategies for Retail Mortgage lending department of the Bank. Experience includes: 1. Relationship management with secondary market servicing investors purchasing whole loans and servicing; 2. Negotiation of Pricing Incentives from Investors (based on bulk volume delivery); 3. Management of pull through attaining an average pull through of over 80% of locks delivered in the past 12+ months; 4. Broad knowledge of compliance and legal issues related to mortgage origination processes (including recent changes in regulatory rules related to Originator Compensation, TILA, Reg. Z and RESPA)Over past 3 years in addition to full time maintaining of Secondary/Pricing position that I started from the ground up; I have also maintained Originator production those years ranging from $9MM to $13Mm per year (2008, 2009 and 2010).Specialties: Knowledge of economics and financial markets assists in establishment of pricing strategies. Industry involvement through American Bankers Association on Secondary Market mortgage related issues. I have the bbility to balance varying functions in a fast paced changing environment as evidenced by both managing price desk along with the attainment of origination goals. This evidences my multi-faceted ability to maintain varying goals simultaneously.
Listed skills include Marketing and Pricing.