Bruce Lear Email & Phone Number

I am the manager and Financial Advisor for Five Points Financial Services. I have a responsibility to understand how you need your money to work for you, your family and your business. My areas of expertise include financial planning, portfolio management, 401(k) business retirement plans and trust management services.Investment portfolios are actively managed utilizing mutual funds, individual securities or ETFs. Current economic and market conditions are factored to concentrate on the most promising opportunities. The purpose of this process is to minimize risk and deliver returns consistent with your objectives. I also help companies design, implement and maintain employee retirement plans. I find the right design for the business owner(s), the right fit for employee communication and investment options.Not FDIC Insured • No Bank Guarantee • May Lose ValueSecurities are offered through American Portfolios Financial Services, Inc. (“APFS”), member FINRA/SIPC. Advisory services offered through Novem Group, an SEC Registered Investment Advisor. Five Points Financial Services is independent of APFS and Novem Group. APFS, Novem Group, and Five Points are unaffiliated entities. Securities products offered by APFS are not FDIC insured, not deposits or other obligations of the financial institution, not guaranteed and are subject to investment risk and possible loss of principal invested. Any opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc.(APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors.

Listed skills include Retirement Planning, Investment Management, Investments, Asset Managment, and 5 others.