Bruna Benedicto work email
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Bruna Benedicto personal email
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Hi, I’m Bruna, a highly motivated and fast learner professional with 5 years of experience in Credit Risk Analysis. I have worked for two key players in the banking market, Itaú Unibanco and Banco BV, embarking in digitalization projects to reach the companies always ambitious OKRs, improving P&L results, making data driven decisions and managing & mitigating risks and opportunities. I’m focused on improving my soft and hard skills, therefore I consider myself a curious, adaptable and ambitious person. My strength in data analysis combined with my can-do attitude and my attention to details allows me to work independently but I can also perfectly collaborate with my team and other departments. Prepared to work under pressure and meet strict deadlines. Native Portuguese speaker, fluency in English and beginner level in French and Spanish. Career highlights: - In-depth knowledge of the credit cards and personal loan's concession strategy. - Significant cross-functional experiences collaborating with Marketing, Product, Legal, CRM, Fraud Prevention, Operations and Other stakeholders. - Excellent interpersonal and customer service skills. - Effective report developer able to refine data into insights concerning risks or opportunities in order to make recommendations and support decision making. - Experience in keeping credit loans aligned with the bank and legal guidelines through systematic assessments of past credit concessions. -Strong presentation technique and experience communicating to executive forums. -Strong analytical capability using tools such as Excel, SAS, and SQL, to solve business problems. - Won a Hackathon called "Batalha de Dados" (Data Battle) focused on creating a model combined with a visualization tool to help solving a business problem (in this case it was to reduce the Churn indicatior for a bank product). Outside of work I like to practice physical activities, whether in gyms or outdoors in nature. I am interested in photography especially artistic, landscape and travelling photography. I love visiting art galleries or museums, ending the tour with a good cup of coffe. Also I love to sing, although I don't sing very well.
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Head Of Credit RiskKartaUnited States -
Lead Business Analyst For RiskAddi Feb 2023 - PresentBogota, D.C., Departamento Bogotá Distrito Capital - Departamento, Colômbia -
Senior Credit Strategy AnalystBanco Bv Mar 2022 - Feb 2023• Draw credit policies for credit card's limit maintenance seeking to better allocate the company's exposure using internal and external data sources.• Create, monitor and be responsible for managing indicators and capture tendencies, reporting to all relevant stakeholders.• Conduct ad-hoc analysis and create reports, using SAS and SQL, on credit projects in order to support strategic decisions concerning credit risk and profitability.• Conduct projects with key stakeholders (CRM, Fraud Prevention, Credit Risk Modeling, among others) aiming profitable portfolio's growth while minimizing credit risk exposure.• Monitor existing 1.2 million credit cards account’s and explore the customer's behaviors to discriminate credit risk aiming to expand the company profitability. Keywords: Credit Analysis, Credit Card, Data Analysis, Digital Bank, Data Visualization, Portfolio Analysis, Loan, Reporting, Credit Reports, Risk Management, Credit Scoring, SAS, SQL, Excel, Python, Dashboard, Business Relationship Management. -
Credit AnalystItaú Unibanco Sep 2020 - Mar 2022São Paulo, BrasilDraw credit policy to grant personal loan.Conduct analysis to determine credit limit proposals and maximum amount of installments using SAS, SQL and Excel. Work in partnership with Pricing to find balance between credit approval, maximum installments and interest rate aiming to maximize profitability indicators. Monitor credit exposures and ensure compliance and internal policy are achieved in every new and existing credit line. Evaluate and participate in the creation of new models.Test new variables such as Open Banking to levarage product growth and increase market share. -
Junior Credit AnalystItaú Unibanco Jul 2018 - Sep 2020São PauloDraw credit policies to grant credit card based on models, payment history and other important decision variables.Conduct credit analysis to develop credit limit proposals.Work with huge databases. Use SAS, SQL and Excel to extract information from data and conduct quantitative analysis.Supervise existing policies aiming to increase credit approval while keeping the default rate at healthy levels so as not to destroy value.Preparation and presentation of executive materials for stakeholders.Implement, exchange and evaluate new internal risk models.Search/build non-traditional variables to add value to business.Map processes aiming risk and SLA decrease. -
Credit InternItaú Unibanco Oct 2017 - Jun 2018Support credit analysts in the development of credit policies.Manage relationship with partners and clients to ensure well-being of the business.Ad hocs analysis to find opportunities in credit card approval rates.Create dashboards and reports to manage business most importante KPIs. -
Project InternItaú Unibanco Nov 2016 - Oct 2017São PauloPMO to prioritize demands in order to optimize the value creation.Conducted projects with different areas, bringing together business ideas to the language of the IT team.Ensured that projects followed internal policies and compliance.Guarantee of quality in every delivered implantation. -
Logistics InternProcter & Gamble Jun 2016 - Nov 2016São Paulo Area, BrazilResponsible for sales forecast for Carrefour supermarket. Analysed seasonality and conducted specific actions in the production planning and delivery logistics.Identified and implemented opportunities in processes and reports. Took care of the relationship with the customer and commercial area.
Bruna Benedicto Skills
Bruna Benedicto Education Details
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Graduação Em Engenharia De Produção -
Science, Technology And Society
Frequently Asked Questions about Bruna Benedicto
What company does Bruna Benedicto work for?
Bruna Benedicto works for Karta
What is Bruna Benedicto's role at the current company?
Bruna Benedicto's current role is Head of Credit Risk.
What is Bruna Benedicto's email address?
Bruna Benedicto's email address is no****@****ail.com
What schools did Bruna Benedicto attend?
Bruna Benedicto attended Unsw, Universidade Federal Do Abc - Ufabc, Universidade Federal Do Abc - Ufabc.
What skills is Bruna Benedicto known for?
Bruna Benedicto has skills like Microsoft Excel, Microsoft Powerpoint, Microsoft Office, Microsoft Windows, Pesquisa, Microsoft Word, Trabalho Em Equipe, Engenharia.
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Bruna Benedicto
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