various functional roles up to managing the business with profitability responsibility such as functional leadership, production, Product Development, Operations, Sales & Marketing, Financial Controller..

Responsible for handling the team to ensure targets are achieved whilst continually maintaining all quality, regulatory and procedural standards ; for building the Highest Profit Business in Branch Office, Control Sales, Operation, Collection, Business Process (AUTO CREDIT) encompassing many activities such as ::- Lead, developed, coached and motivated employees at Sales, Admin Collector- Planned, organized, controlled, and monitored activities of the team to optimize resources- Continually reviewed and measured team activities against sales and other targets- Developed team understanding of business plans and current performance- Participated fully in recruitment activities- Performed all required team management and administrative activities- Ensured that all operational problems were rapidly analysed and resolved- Managed the effective introduction of any changes and developments into the work of the team- Resolved customer queries and issues raised by staff- Assisted and supported business planning activities- Maintained knowledge of regulatory and legal requirements relevant to the role

Responsible to build Highest Profit Business in Branch Office, Control Sales, Operation, Collection, Business process encompassing many activities such as :: - Lead, developed, coached and motivated employees - Planned, organized, controlled and monitored the activities of the team to optimize resources - Continually reviewed and measured team activities against sales and other targets - Develop team understanding of business plans and current performance - Participated fully in recruitment activities - Carried out all required team management and administrative activities - Ensured all operational problems are rapidly analyzed and resolved - Managed the effective introduction of any changes and developments into the work of the team. - Resolved customer queries and issues raised by staff - Assisted and supported business planning activities. - Maintained knowledge of regulatory and legal requirements relevant to the role

April 1999 – May 2004 fill the position as a National Sales Head in Card Business Acquisition Department. I was responsible to grow up portfolio sales Account Danamon Credit Card (Visa, Master, and FixnFast) in National Scale. I handling Direct Sales Program to rebuilt National Sales Team in Acquisition Department, hiring 10 Authorized Sales Agency Channel in several cities for Jabodetabek, Bandung, Semarang, Surabaya, Medan, Makasar with 2.500 Card Promotion Representative (CPR) to disparate in National Scale. Formulate effective strategy and plans meet goal set to get achievement portfolio sales, develop policies, guidelines, recruitment and manage productivity Card Promotion Representative (CPR) to meet net sales target, develop an effective rewards, any reward programs to motivate Card Promotion Representative (CPR) and Team Leaders to achieve high productivity is My prime responsibilities, Beside I handling special Direct Sales Channel, company trusting on me handling Internal Sales in Corporate Program, Direct Mail Program, College referral Program, Hospital Program. Since I working with Danamon I have been giving 115.000 New Account Cards in average each month 8.500 new account in only beginning one year, before joint with Danamon Bank, our portfolio in average 2.000 new account/month. In Periodical I gave Material Training for National Sales Forces Team at Danamon Campus (Ciawi). Many kind of material trains that I have made as like as:• Achievement Motivation Training• Selling Skill Training• Product Knowledge Training• How To Be A Great Supervisor TrainingI also responsible in Management Information System (MIS), Application Processing, Report Approval or Reject Account to Our Agency Channel, until Payment to Owner Agency.