Bryan Morelli Email & Phone Number

Atlanta, Georgia

Renasant Bank, a 112-year-old financial services institution. Renasant has assets of approximately $8.3 billion and operates more than 175 banking, mortgage, financial services and insurance offices in Mississippi, Tennessee, Alabama, Georgia and Florida. Responsible for all accounting, servicing, and reporting duties, including supervising three direct reports and six indirect reports while reporting to the CFO.Responsible for providing the Mortgage President, CRO, and the CFO as well as Regional and Branch Managers all financial statements and any required account analysis.Manage growth projection projects and analyze the potential profitability.Transition from current Loan Operating System (LOS) to new LOS for all accounting, finance, and reporting areas including all mapping of G/L accounts.Responsible for all department staffing issues: interviewing, hiring, training, and terminating.Responsible for both internal and external audits related to the Mortgage Accounting, as well as the State of Mississippi and the FDIC annual examinations for Mortgage.Assisted Secondary and 3rd Party vendor in creating a monthly Mark to Market calculation for valuing the Closed loans, Pipeline and Hedged To Be Announced (TBA) Mortgage Backed Securities (MBS)’s in accordance with GAAP.Worked with Cenlar to build our relationship and grow our Retained Loan portfolio.Streamlined processes and located areas to eliminate cost (i.e. eliminated the running of both LP and DU on all conventional loans).Worked with Operations and Secondary to train them to enter all the required fields into the LOS allowing accounting to automate entries in the mortgage area.Met regularly to resolve and/or discuss all ongoing projects.Responsible for all company budgeting and forecasting.

Franklin, Tennessee

FirstBank is a $2.2 billion community bank located through-out the state of Tennessee with a mortgage department located throughout the southeast. The mortgage department will did 5,100 units for approximately $830 million in volume in 2013.Responsible for all accounting and finance duties, including supervising three direct reports.Responsible for providing the bank CFO and CAO all financial statements and account analysis.Manage growth projection projects and analyze the potential profitability.Transitioned purchased companies from their accounting software to the bank’s software.Responsible for all department staffing issues: interviewing, hiring, training, and terminating.Handled all responsibilities for both internal and external audits related to the Mortgage department.Co-leader with the President of Mortgage to move from “Best Effort” sales to “Mandatory Delivery” and together we hired a secondary experienced trader to assist in the transition.Responsible for preparing for a transition to a Sub-servicing platform in February 2014.Continued to locate and eliminate unnecessary costs.Work on methods to automate entries in the mortgage area.Met regularly to resolve and/or discuss all ongoing projects.Responsible for all company budgeting and forecasting.

Hoover, Alabama

Review and/or recalculate the accuracy of a bank’s general ledger.Identify general ledger posting errors based on review and analysis.Evaluate bank management, earnings, liquidity, and sensitivity to market risk.Assess the bank’s internal routines and controls and violations of laws and regulations.Determine the adequacy of the bank’s capital and the quality of the bank’s assets.Complete detailed reviews and audits of bank’s entire loan portfolios.Analyze consumer mortgages for proper documentation, structure, financial support, and compliance with rules and regulations.Advise bank management in any areas needing assistance and determine what caused problem issues.Lead examination teams and formulate the FDIC Report of Examination based on findings.

Atlanta, Georgia

Senior Accounting and Servicing Professional - Assisting the FDIC Division of Resolutions and Receiverships with failed financial institutions.Responsible for all cash accounting and finance duties for the FDIC’s failed institution.Met with FDIC regularly to resolve and/or discuss all ongoing litigation.Project Manager for managing the former bank’s loan servicing, note department and accounting department staff (11 employees).Led a project to prepare weekly reconciliation of all loan accounts. Managed all the failed institutions cash receipts for ongoing customers.Worked with the Asset Management team to pool all the loans for bidding on the open market.Completed a weekly report on the cash position and wire all funds to the FDIC.Responsible for managing over $2billion in loan assets and accounting for all transactions related to them.

Birmingham, Al And Atlanta, Ga

Met with HLC regularly to resolve and/or discuss all ongoing litigation.Completed HLC monthly financials and analysis that are required by BBVA Compass parent.Responsible for all HLC budgeting and forecasting.Managed the merger of State National Bank of West Texas (SNB) for accounting and finance. Responsible for department staffing issues at SNB during merger period, including interviewing, hiring, training, and terminating employees.Assembled the SNB monthly Asset and Liability Committee package (ALCO) and was a member of the same committee. Line of Business Controller for Secondary Marketing, handling all accounting responsibilities.Report monthly for the Executive Accounting package all drivers of Secondary Marketing and the Aging of the portfolio.Member of the Secondary Marketing Committee.Conducted trainings across the Sunbelt region to educate classes of 20 to 40 employees about the transitions and benefits of being a member of the BBVA family.Handled all accounting for Capital Investment Council, Inc., a wholly-owned subsidiary of BBVA Compass.Developed bank reconciliations for all areas of responsibilities, and reconciled all accounts to current, resolving over $7 million in non-current un-reconciled balances.Line of Business Controller for BBVA Compass Operations--handled all accounting responsibilities and completed a monthly analysis of all operation expenses.Responsible for reviewing or reconciling over 250 balance sheet accounts.Handled both internal and external audit requests for all areas of responsibility.Developed methods to streamline processes and cut costs. Oversaw the work of all of the Accounting, Servicing, and Funding Departments.Responsible for all department staffing issues: interviewing, hiring, training, and terminating.

Oversaw accounting responsibilities for $25 billion real estate portfolio, $23 million IS Inventory warehouse and $200 million Tool Rental fleetLed a multi-department team to resolve the deficiencies in the accounting system used for recording and tracking the Tool Rental fleetPartnered with the Tax department on property tax issued and trained them on the SAP Fixed Assets moduleManaged a staff of eight direct and indirect reportCompleted and reviewed all monthly, quarterly, and yearly Sarbanes-Oxley requirements for the Fixed Asset portfolioWas responsible for both internal and external audits for all areas of responsibilityImplemented creating quarterly audit schedules for all Fixed Asset accountsCreated strong partnerships with many internal departments (i.e. Maintenance, Legal, Tax, Real Estate, Merchandising, Consolidations, IT, and Tool Rental)Worked on confidential project (i.e. closing 20 EXPO stores that were continuously recording losses)

Was responsible for all Controller and financial analysis dutiesManaged a staff of five direct report accountantsOversaw the work of all of the General Ledger, Commissions, and Accounts Payable areasWas responsible for providing monthly financial statements to the CFO and the Board of DirectorsWas responsible for providing the parent company with all financial statements and account analysisCompleted a high level review of the monthly balance sheet and income statementWas responsible for all department staffing issues: interviewing, hiring, and trainingWas responsible for both internal and external auditsImplemented a new software package (FAS) to track Fixed AssetsCompleted monthly consolidation of our newly acquired subsidiaryImplemented software upgrade for multi-company use

Was responsible for all Management and Controller duties including managing eight direct reportsOversaw the work of all of the General Ledger, Commissions, and Accounts Payable areasWas responsible for providing monthly financial statements to the CFO and the Board of DirectorsCreated, approved, and posted journal entries, and reviewed monthly account reconciliationsCompleted a high level review of the monthly balance sheet and income statementAnalyzed accounting practices to develop more efficient proceduresDeveloped journal entry uploads and trained entire department on the proceduresWas primary contact for auditors and any consultants hired and used by the Finance departmentConducted interviews and made the hiring decisions for open positions within the department

Was responsible for overseeing the work and developing the skills of three Staff Accountants Created and posted journal entries relevant to settlement and other costs of servicePrepared and reviewed bank reconciliations and general ledger account reconciliationsIdentified posting errors based on review and analysis, and corrected errorsPrepared and reviewed monthly settlement and other costs of service accountingAnalyzed accounting practices to develop more efficient proceduresDeveloped various spreadsheets for preparation of journal entries

Reviewed and/or recalculated the accuracy of a bank’s general ledgerIdentified general ledger posting errors based on review and analysisEvaluated bank liquidity, interest rate risk, and investment portfolioAssessed the bank’s internal routines and controls and violations of laws and regulationsDetermined the adequacy of the bank’s capital and the quality of the banks assetsAdvised bank management in any areas needing assistanceFormulated the FDIC Report of Examination based on findings

Interviewed, hired, trained and supervised 60 Telemarketing Sales Representatives (TSRs)Developed sales budgets, including hours, quality and production of TSR teamsLed management and programming detailsWas responsible for programming dialers, opening, closing and securing the office

Mba, Business With Concentration In Accounting

Bachelor'S Of Science, Business With Minor In Athletic Coaching

Activities and Societies: Varsity Men's Lacrosse 1993 - 1997; American Marketing Association, 1997; Student Athletic Trainer, 1996-1997.