Sr. Vice President Credit Operations
CurrentOversaw multiple Regional branches; expanded existing sales staff and developed future sales leaders to increase market share. Established Leadership development for sales division. More Leaders promoted out of Division than any other area of company Increased market share using market savvy sales strategies and implementing revolutionary individual and team incentive plans that increased volume and efficiencies simultaneously.Full charge of operating budget throughout entire organization portfolio and related functions throughout US and Canada. Led company wide expense reduction committee, reducingexpenses in every business function at corporate level. Managed annual budget including vendor relationships. Created Fraud Recovery Department from ground up.Established vision, goals, policies, processes, and personnel for entire department.Implemented National Accounts strategy providing improved products, underwriting and marketing campaigns for high volume retail partners. Increasing volume and increasing market share Implemented corporate-wide strategic initiatives for sales, marketing, product placement, underwriting, customer service and portfolio performance across United States and Canada’s 16 operation centers.Protect company name/brand by working with Federal regulators. Developed organizational structure to efficiently meet customer needs, while achieving growth and revenue objectives.Lead marketing campaigns, sales and pricing for all product channels. Implemented innovative industry direct marketing programs that drove multi million dollar volume annually. Developed fee income from products.