Bryan Rowell, Crcm Email & Phone Number

Lafayette, La, Us

Manage the consumer compliance program, functioning in an independent and objective manner by reviewing and evaluating compliance issues/concerns within the organization. Ensure the Board of Directors, management and employees comply with the rules and regulations of regulatory agencies, that company policies and procedures are being followed, and that behavior in the organization meets the company’s expectations with regard to regulatory compliance. Act as a channel of communication to receive and direct compliance issues to appropriate resources for investigation and resolution. Serve as an internal resource as part of the overall risk management framework to support compliance with which concerned parties may communicate after other formal channels and resources have been exhausted. Analize data for Fair Lending purposes and perform annual Fair Lending Risk Assessment. Supervise the BSA/Fraud Prevention Department in addition to duties related to the Compliance Department.

Lafayette, Louisiana Area

Developed and executed extensive analysis of various strategic projects. Directed related product development and initiatives, ensuring timely resolution of issues while improving customer service. Communicated and interacted with management in order to ensure strategic alignment of all projects and initiatives. Implemented best practices and technology that align with the company’s strategic goals. Identified, developed and recommended appropriate policies, procedures and guidelines in support of management’s corporate governance role. Managed the daily operations of the Call Center, Electronic Banking, BSA/Fraud Prevention, Loan Servicing, Deposit Services, and Retail Training/Support Departments by providing direction, guidance, and support. Coached and developed managers under area of responsibility. Ensured audit compliance and procedure quality control for areas of responsibility. Recommended and initiated corrective actions and ensured system resources are in compliance with established Bank policies, procedures and state and federal regulations.

Lafayette, Louisiana Area

Ensure that the status, strategy, and resources of the Internal Audit and Loan Review Departments are aligned and are consistent with the Bank's objectives and governance policy. Establish appropriate policies and procedures to guide the internal audit function, and ensure the quality of the assurance services delivered. Ensure that the risk assessment is completed at least annually. Establish risk-based audit plans to set out the priorities of the internal audit function, consistent with the organizational objectives. Coordinate internal auditing activities and plans with other internal and external providers of assurance and consulting activities to ensure proper coverage and minimize duplication of effort. Communicate plan of engagements and resource requirements for the internal audit function, including significant interim changes to the Audit Committee. Ensure internal audit resources are appropriate, sufficient, and effectively deployed to achieve the internal audit plan approved by the Audit Committee or the Board. Ensure that professional internal auditing standards are followed. Inform the Audit Committee of any issue of risk, control, or management practice that may be of significance.

Lafayette, Louisiana Area

Developed and executed extensive analysis of various strategic projects. Directed related product development and initiatives, ensuring timely resolution of issues while improving customer service. Communicated and interacted with management in order to ensure strategic alignment of all projects and initiatives. Implemented best practices and technology that aligned with the company’s strategic goals. Identified, developed and recommended appropriate policies, procedures and guidelines in support of management’s corporate governance role. Managed the daily operations of the Call Center, Business Services/eBanking, Card Services, BSA, and Retail Operations Departments by providing direction, guidance, and support. Ensured audit compliance and procedure quality control for areas of responsibility. Recommended and initiated corrective actions and ensured system resources are in compliance with established Bank policies, procedures and state and federal regulations.

Baton Rouge, Louisiana Area

As a member of the Executive Management team, I managed the entire lending function of the credit union, including Loan Officers and the Mortgage, Collections, and Records Departments. Created reports showing levels and trends of the loan portfolio and acted on the information as appropriate. Calculated the adequacy of the Allowance for Loan Losses account and recommended to the Board loans to charge-off monthly. Approved loans that required a higher authorization or made recommendations to the Credit Committee when outside of my authority. Made recommendations for new products and services as well as loan pricing and structure. Amended loan policy as required with Board approval. Ensured compliance with applicable laws and regulations with regard to the lending function.

Baton Rouge, Louisiana Area

Managed the day-to-day operations of the Baton Rouge Regional Operations Center which housed the Business Services Department, the Deposit Fraud Monitoring Department and other areas of the Deposit Operations with a total staff of ten people. Met with customers to sell various Business Services products. Received calls from customers that needed to be escalated from front line staff. Worked with Executive Management and various departments of the bank in the implementation and training of new products and services. Responsible for the planning, implementation and ongoing modification of several key technology systems such as Remote Deposit, Document Imaging, Internet Banking and Fraud Monitoring. Prepared monthly income statements and other productivity reports on the Business Services Department. Wrote, implemented, and modified policies and procedures for areas of responsibility. Served as Co-Chairperson of the bank’s ACH Services Committee. Served on the Disaster Recovery, Branch Opening, and Bank Merger teams.

Baton Rouge, Louisiana Area

First Bank was purchased by State Bank & Trust Company in April 2005.Created the Compliance & Audit Department from its inception. Responsible for the oversight, management, and execution of the Bank’s Internal Audit & Compliance Programs. This included planning, coordinating, executing, and reporting on all audit work in a timely and accurate manner under the direction of the Audit Committee of the Board of Directors. Performed operational audits at the direction of the Bank’s Executive Management to assist in increasing operational efficiency and internal control. Reviewed the loan portfolio for asset quality issues. Supported management in decreasing regulation and law violations by researching, consulting, and training on all issues as required. Worked as a liaison between Management and both Regulatory Examiners and External Auditors during examinations and audits.

Baton Rouge, Louisiana Area

Solicited and serviced a variety of commercial and consumer relationships. Provided decisions on loans and/or made recommendations to senior officers and/or the Board of Directors. Sold the bank’s products and services to best meet the customer’s needs. Made recommendations to senior management to improve the bank’s products, policies, and procedures. Calculated the adequacy of the Loan Loss Reserve and performed other loan portfolio analysis. Collected on past due notes as necessary.

Baton Rouge, Louisiana Area

Performed all phases of the detail portion of the depository institution examination process serving as Examiner-in-Charge, Assistant-in-Charge, or Team Member. Performed loan analysis in depository institutions that includes, but is not limited to, examining promissory notes, collateral documentation and appraisals, as well as evaluating collectability and credit quality. Examined various other aspects of financial institutions to determine safe and sound practices and procedures.

Baton Rouge, Louisiana Area

Baton Rouge, Louisiana Area

Education record

Bs In Business Administration, Finance