Bryant Taylor Email & Phone Number

Schaumburg, Il

Schaumburg, Il

FDIC DRR Resolutions and Closings ManagerManaged and directed the work associated with the analysis of financial information, corporate structure, asset mix, physical and intangible assets and financial and managerial practices of financial institutions insured by the FDIC to develop claim and resolution strategies.• Managed and directed the analysis of the most complex documentation in order to determine the appropriateness of a complex claim transaction and the acceptable method of handling said transaction or claim. FDIC DRR Investigator Led complex investigations of depository financial institutions in order to assess management effectiveness, directorate oversight, and compliance with Federal regulations and policies as well as financial institution supervisory methods, techniques and procedures. • Analyzed procedures and work papers to determine compliance with regulations, laws, practices and procedures.• Investigated causes of bank failures and the individuals responsible for the acts which led up to the regulatory receivership of the financial institution.

Managed staff of 25 employees at a 30 year old institution.Directed the reorganization of a criticized bank to correct operating deficiencies, improve regulatory relations and expectations, and attract new capital and majority ownership. Successfully reestablished positive relations with regulators in a 4 month period of time.Resolved work-out credit problems. Established policies and procedures which met regulatory compliance requirements and standardization of reporting to federal and state agencies.Developed and administered new programs, policies and procedures which reinstated the credibility and strength in the bank's loan portfolio.

Responsible for a $17 million commercial loan portfolio at a $175 million community bank. Managed $3 million in problem commercial operating and real estate loans resulting in improved performance of these credits.Generated $2 million in new loans, $200,000 in related deposits, and enhanced cash management services with existing and new customers.

Senior loan officer of a $15 million de novo community bank.Organized the loan department and related functions, resulting in successful initial loan and deposit growth of a new bank.Managed a 5 person loan department responsible for commercial and residential real estate lending.

Managed daily operations and executive search process of a community home-ownership counseling center.Served on Board of Directors for 10 years.Directed 5 person staff responsible for family counseling and de-conversion of multi-family residences.Acted as the main contact with HUD, NRC, the City of Aurora, and the United Way.

Managed staff in excess of 40 employees at 4 locations.Organized the bank and its holding company, Benchmark Bancorp, Inc. Acquired Financial Institutions, Inc., holding company for Valley Bank, an $18 million bank.Regular liaison with Directors, senior management team, staff, and major shareholders. Lead contact with regulators and outside auditors. Directly responsible for the improved performance and stability of Valley Bank.Developed business relationships within business community and at various government levels. Grew asset base from $18 million to $120 million, with a profit increase from a negative $1 million to a positive $300,000 within two years.Responsible for generating $3.5 million in loans and over $2 million in deposits.Created long-term strategies for businesses. Developed and implemented policies and procedures which resulted in improved market standing.

Chief Credit Officer and Compliance/Community Reinvestment Officer of a $50 million de novo community bank.Responsible for the development, growth, performance, and profitability of a 3-year-old commercial de novo bank. Accomplished a deposit base of $40 million and a loan portfolio of $34 million. Served the role as the main senior management contact with the different regulatory entities. Prepared for and met with regulators during the course of safety and soundness, CRA/Compliance, and Y2K examinations.Worked directly with various investors, directors, and other centers of influence in establishing relationships with various types of businesses and customers. Managed a four-person loan division with no past due credits, classified loans, and collateral problems.Actively directed and led a 14-person staff as a member of the senior management team. Involved with or directed the Compliance, CRA, Y2K, ALCO, Operations, Conversion, Audit, and Loan committees in addition to being a member of the bank's Board of Directors.Regular liaison with Directors, senior management team, staff and major shareholders in addition to contact with regulators and outside auditors.

Managed a $60 million commercial loan portfolio at a $1 billion community bank. Improved the performance of improperly structured loans and brought slow-paying loans current.Commercial loan department team leader of 5 loan officers and 2 support staff members.Mentored various bank employees in developing commercial lending skills, resulting in a 7% increase in the bank's commercial loan portfolio without the addition of any loan officers.Developed $10 million in new loan relationships within the bank's direct trade area. Acquired Valley Bank group resulting in a $120 million increase in bank assets and a strategic new branch located in St. Charles, IL.

Chief Credit Officer, Loan Review Officer, and Compliance/Community Reinvestment Officer at a $70 million community bank. Successfully improved the regulatory ratings in a one-year period.Responsible for the daily operations of a $40 million, seven person commercial, real estate, and consumer loan department. Upgraded procedures and policies to bring the department into conformance with regulatory guidelines and to improve the bank's profitability. Main liaison with various regulatory agencies.Monitored and measured the soundness of the bank's loan portfolio as Loan Review Officer. Designed and implemented the bank's loan review program, allowing for efficient assessment and evaluation of the bank's credits. Developed and administered new programs, policies and procedures that reinstated the credibility and strength in the bank's loan portfolio.Successfully improved the bank's compliance and CRA ratings as CRA/Compliance officer in a one-year period. Developed systems to track all loans made within and outside the bank's delineated trade area. Organized and directed the bank's compliance team.

Diploma Of Graduation, Bank Management

Master Of Business Administration (Mba), Finance And Financial Management Services

Ba, Elementary Education And Teaching