Bryant W. Email & Phone Number

Dallas, Tx, Us

- First Week: Finished all compliance trainings and proactively identified and gained access to needed systems.- First month: Gained familiarity with portfolio. Sent 400+ emails to clients to bring portfolio covenants in compliance. Began identifying problem credits.- First Quarter: Focused on restructuring and underwriting past due credits, then pivoted to largest maturing credits, finally began working ahead on all coming due credits out 90 days. Exception compliance achieved for… Show more - First Week: Finished all compliance trainings and proactively identified and gained access to needed systems.- First month: Gained familiarity with portfolio. Sent 400+ emails to clients to bring portfolio covenants in compliance. Began identifying problem credits.- First Quarter: Focused on restructuring and underwriting past due credits, then pivoted to largest maturing credits, finally began working ahead on all coming due credits out 90 days. Exception compliance achieved for portfolio. Past dues materially reduced.- First 6mo: Reduced past dues in line with Bank's threshold. Began negotiating credits with clients directly to free up RMs. Embraced bank culture through community service.New Experiences:1) Small cap banking processes2) Navigating bank mergers3) Structuring capital fund lines4) Structuring energy related loans Show less

Responsibilities:1) Managed portfolio and loan pipeline for the Central Texas Private Banking Team (+$700 mil.).2) Assigned and Reviewed loan packages for a team of PMs and analysts.3) Monitored and completed risk reviews, covenants, problem loan reports, etc. in a timely manner. 4) Underwrote and structured loans on a weekly basis - I prefered to focus on loans/products with difficult/unique aspects.5) Training & mentoring interns, rotating analysts, and PMs on C&I, CRE… Show more Responsibilities:1) Managed portfolio and loan pipeline for the Central Texas Private Banking Team (+$700 mil.).2) Assigned and Reviewed loan packages for a team of PMs and analysts.3) Monitored and completed risk reviews, covenants, problem loan reports, etc. in a timely manner. 4) Underwrote and structured loans on a weekly basis - I prefered to focus on loans/products with difficult/unique aspects.5) Training & mentoring interns, rotating analysts, and PMs on C&I, CRE, and PB underwriting.Notable Accomplishments:1) Mar. 2023: First Internal Audit of loans completed during my tenure as lead PM for 2022 returned a clean report with all risk, underwriting, and analysis metrics fully met.2) May 2023: Completed my first SBA loan and first Private Equity loan.3) Aug. 2023: Successfully transitioned away from primary underwriter. Current focus on new PM and RM development, reviewing 10-15 deals a week, assisting on Bank initiatives/projects, and underwriting 3-5 deals a month. Show less

Notable Achievements:1) Oct. 2022 - Created a unique structure for a CRE deal. The tenant was impressed with structure (Borrower shared) resulting in +$15MM in potentially new deals from the tenant for FYE 2023.2) Nov. 2022 - Completed (from scratch) three deals totaling $37.5MM for a new relationship within 3 working days. 3) Dec. 2022 - On a renewal, I discovered and completed a covenant restructure for all loans to a Tier 1 client. This replaced burdensome-yet-effective covenants… Show more Notable Achievements:1) Oct. 2022 - Created a unique structure for a CRE deal. The tenant was impressed with structure (Borrower shared) resulting in +$15MM in potentially new deals from the tenant for FYE 2023.2) Nov. 2022 - Completed (from scratch) three deals totaling $37.5MM for a new relationship within 3 working days. 3) Dec. 2022 - On a renewal, I discovered and completed a covenant restructure for all loans to a Tier 1 client. This replaced burdensome-yet-effective covenants with more targeted covenants which improved the Borrower's reporting and testing process, while ensuring the Bank's monitoring and controls remained effective.4) Continued to provide loan structuring assistance to Relationship Managers while bringing 5 new analysts to market underwriting standards. Show less

I applied the knowledge I gained during my training period (completed July 2021). From there, I helped where I could, actively looking to expand responsibilities when possible. Accomplishments during this role:1) Normalized and greatly expanded an underutilized Credit Facility resulting in the development of a new product line for the Bank.2) Oct. 2021: Assumed new responsibilities in addition to underwriting including: Risk management reviews, problem loan report, loan renewal… Show more I applied the knowledge I gained during my training period (completed July 2021). From there, I helped where I could, actively looking to expand responsibilities when possible. Accomplishments during this role:1) Normalized and greatly expanded an underutilized Credit Facility resulting in the development of a new product line for the Bank.2) Oct. 2021: Assumed new responsibilities in addition to underwriting including: Risk management reviews, problem loan report, loan renewal monitoring, and project management3) Helped develop and implement new underwriting standards for our group under two different Loan Risk Officers4) For FYE 2022: Recommended and participated on a 25-team Bank Corp. strategic initiative which successfully improved financial spreading across the Bank resulting in +95% accuracy across mutplie periods.5) Mar. 2022: Assumed the remaining Portfolio Manager responsibilities: Loan assignment/reassignment, loan review, and managing underwriters workflow. Show less

I learned a lot of good information during my training. My rotations provided a plethora of new experiences which I learned from and improved upon. I hope to continue to do so going forward in my new positions. (See below for overview).Lessons: Achieved 90%+ on all Credit Foundations and Intermediate Trainings. Training: Readily picked up new underwriting processes, resulting in loan closing performance double the next closest peer. Underwriting: Over 6 months… Show more I learned a lot of good information during my training. My rotations provided a plethora of new experiences which I learned from and improved upon. I hope to continue to do so going forward in my new positions. (See below for overview).Lessons: Achieved 90%+ on all Credit Foundations and Intermediate Trainings. Training: Readily picked up new underwriting processes, resulting in loan closing performance double the next closest peer. Underwriting: Over 6 months, successfully closed 40+ underwritten credit packages with much more capacity available (Median $1MM). Upon review by internal auditing , no issues identified related to underwriting and analysis.Rotations: I rotated through and completed deals for the following teams: Commercial/Corporate, Commercial Real Estate, and Private Banking. Show less

Bachelor Of Business Administration - Bba

Associate Of Arts - Aa