Budi Ade Yuwono Email and Phone Number

PT SURYA TENAGA SEMESTA , Surya Tenaga is a tech – based solar energy developer specializing in residential, small medium enterprises & business, and retail sectors.

Setting goals and developing plans for business and revenue growth. Researching, planning, and implementing new target market. Develop and maintain client relationship. Coordinate with all stakeholder in Western Union to develop mutually beneficial proposals.Responsibility: • Driving business growth of PT Western Union Indonesia (PT WUI)• Developing a network contact and looking for strategic partners to expand the business, research market opportunities and oversee growth project with digital strategy also• Developing and maintaining the existing partner / agents with meeting regularly to discuss the strategy, program and day to day activities related with the business.• Liaising with related department and unit in this organization to ensure flawless implementation of acquisition, operational, digital / some projects.

The Joint Financing Scheme is categorized as an unsecured loan. The loan will be borne by both bank (DBSI) and strategic partner.This is a new initiative for this bank at latest 2018, whereby DBSI will enter a partnership agreement with financial institution for a Joint Financing Scheme (JFS)Responsibility:• Ensuring an orderly launch Joint Financing Scheme Product in DBS Indonesia. It’s also the first JFS product in DBS Asia Pacific including set up the new process, procedure for JFS product.• Achieving the budget target of JFS product of acquisition, revenue and non-performance loan.• Researching and identifying new business opportunities for JFS product – including new market, growth area, trends, partnership, product and service.• Identifying and building relationship with the key decision makers within potential JFS partners.• Researching and building relationship with new JFS partners including creating effective business plans to generate more revenue and improve customer satisfaction.• Liaising with related department and unit in the bank to ensure flawless implementation of acquisition, operation, and underwriting and disbursement process.

The Funding / Investment Specialists will support Jalin’s Partnerships Director by leading funding and co-financing partnership activities, generating innovative domestic resource mobilization for the implementation of health market solutions that contribute to the reduction of maternal and newborn morbidity and mortality in six provinces in Indonesia.Responsibilities:• Establishing and maintaining relationships with Indonesian funding and financing regulatory and advisory bodies • Conducting regular in-depth financial sector analysis to identify key market actors and understand financial incentives.• Identifying and engaging potential funding and financing entities for the implementation of local maternal and newborn health solutions. • Leading the development of business propositions to engage private sector institutions in the financing of local health solutions. • Designing, negotiating, and executing catalytic financing that mobilizes domestic resources.• Developing tools and guidelines for financing institutions to spur availability of affordable and profitable quality maternal and newborn services.

Product Manager – Personal Loan SpecialistResponsibilities:• To ensure an orderly launch of TYME Digital Personal Loan, an online platform ofPersonal Loan by Commonwealth Bank Indonesia• Liaise with related department on the process of TYME Digital Personal Launch andacquisition• Achieve the budget target of TYME Digital Personal Loan on number of acquisition, nonperformance loan, and revenue• Responsible for the underwriting process of Pryme Personal Loan which include theunderlying Credit Policy of the product.• Initiated new, addition, and update of Credit Policy of Commonwealth Personal Loan• Set up new process, procedure for Commonwealth Personal Loan• Liaise with related department and unit in the bank to ensure flawless implementationof acquisition and underwriting process of Commonwealth KTA• Launched preapproved campaign of Commonwealth Personal Loan : Payroll and Bureauapproved customer base.

Senior Relationship Manager Commercial BankResponsibilities:- Develop and execute an integrated and comprehensive customer-referring business model (between Citibusiness Head Office and Citibank Landmark branch) sales plan to achieve targeted revenue. Emphasize acquisition of new to bank (NTB) clients and credits.- Work with Commercial Bank Credit Analyst on preparing proper credit structure and credit package for Citibusiness customers up to USD 1 million (Overdraft, Bank Guarantee, AP/AR Financing, Letter of Credit, etc)- Continuous sales target achievement as per targeted, which contributes from Credit. Investment, FX, and Cash Management.- Provide Product Specialists (Cash Management, Insurance, Trade, FX, etc) with qualified referrals. Assist through closing.- Proactively manage portfolio of assigned high value clients - Effectively leverage, coordinate and organize targeted marketing campaigns, events and new product launches to drive sales activities and fulfill customer needs within Landmark Branch portfolios

CITIBANK, CARD BUSSINESS, Jakarta Partnership Manager Responsibilities:- Responsible for managing Citibank Key Partners on Dining, Entertainment and Shopping categories including monthly program creation to increase card usages and sales revenue.- Acquiring new partners and Citibank Mall Program and be responsible on Merchant Training, budget controlling, communication plan to support the program and handling customers complaint. Liaise with other supporting units to ensure all process running well.- Build and maintain strong relationships among partners by regularly call and visit to merchant partners and being helpful if any queries needed. - Review and analyze all the campaigns vs the sales target by providing the comprehensive data along with recommendations if needed. - Reduce Fraud cases (Conduct training with Fraud Management Dept. regularly)• Reporting to Merchant Partnership HeadMerchant handling:• Shopping / Department Store• Dining / Restaurant• Entertainment Achievement:Acquire and maintain new partnerships to increase sales. Achieved double sales volume & credit card usage.

• Manage Citifinancial Branch with 5 Relationship Managers as Direct Staff, 2 Sales Manager, 5 Sales Supervisor and several Direct Sales Agent• Chosen for manage the 1 of 8 selected branches which it expected to be the new role model in Citifinancial• Manage portfolio (ENR, NCL & Expense ,etc) & profitable branch , ensure all operation process in branch running well as business procedure• Ensure all branches operations, service and compliances are maintained at a high level of performance standard • Cascade sales targets jointly with channel partners• Ensure timely and efficient execution of sales plan and promotional activities jointly with the channel partners• Provide direct credit approval for loan amount up to IDR 50 million • Reporting to District Manager

• Manage Citifinancial Branch with 4 Relationship Managers as Direct Staff, 2 Sales Manager, 5 Sales Supervisor and several Direct Sales Agent• Manage portfolio (ENR, NCL & Expense ,etc) & profitable branch , ensure all operation process in branch running well as business procedure• Ensure all branches operations, service and compliances are maintained at a high level of performance standard • Cascade sales targets jointly with channel partners• Ensure timely and efficient execution of sales plan and promotional activities jointly with the channel partners• Provide direct credit approval for loan amount up to IDR 35mio• Ensure accuracy and completeness of all loan documentation for ease of approval by Credit Underwriters• Liaise with Credit Underwriters to recommend loan applications and ensure closure of the credit process to ensure timely approval• Resolve queries and complaints of channel partners and liaise with Supports / Operations to ensure timely and accurate payouts• Establish and maintain long term relationship with customers by providing the best service and most optimal product recommendation to customers that best meet their needs, including taking the retention program initiatives (such as anti-attrition and Top-Up program) • Responsible to manage and maintain the non starter collections number of delinquent accounts • Directed by branch mandate, policies, practices, procedures, and management systems; has authority to act in areas of accountability • Provide training and coaching to the team to ensure high performance• Provide reports to district manager