Harsh Mishra Email & Phone Number

I am a Chartered Accountants and Commerce Graduate with several years of experience in Accounts, Finance & Taxation. During the tenure of my articleship I have developed strong communication skills which enables me to work effectively in cross functional teams where collaboration and problem solving are essential for achieving business targets across all levels within the organization.Currently join oxyzo financial services at gurugram and reviewing and updating the company's credit policy, and ensuring compliance with regulations,evaluating potential customers' creditworthiness, and analyzing financial statements, credit reports, and payment histories to assess risk level,approving or rejecting loan requests from customers,negotiating loan terms with new customers,calculating and setting loan interest rates ,monitoring customers' loan payments and bad debts and creating a credit scoring model to assess risks in credit risk underwriting team as a credit manager.