10+ years of total experience in the field of Credit Appraisal, Financial Analytics, Risk Management, Lending & Co-Lending, Auditing & Assurance, Income Tax Consultancy, Share Market Research, Mutual Fund/Investment Advisory & Business Development 1. Banking/Finance Professional - Currently working as State Credit Head at Hinduja Leyland Finance for CV/CE Portfolio Management of Gujarat Region.Previously associated with Kotak Bank for 4 years. Worked as Credit Manager - Car Loans (New/Used/Refinance) - Ahmedabad LocationAlso worked with Bandhan Bank as Credit Risk Manager - Retail Assets Portfolio (Car Loans, Business Loans Unsecured & Personal Loans Unsecured) for Entire Gujarat/Maharashtra/Madhya PradeshAlso associated with Icici Bank - Working Capital loan credit management 2. Risk Management Experience - Financial De-Risk & Business Growth/Development Manager at Adani Group. Looking after Cost Benefit analysis, Budget Vs Actual Spend, Business Control through Cost Reduction/Control, Capex Detailing, Vendor Consolidation etc to identify and mitigate/reduce/control various risks associated with business.3. Income Tax consultant - Filing ITRs & providing tax planning services for Individual/Firms. Previously worked as Senior Auditor & Tax consultant with Leading CA firm at Ahmedabad for 2.5 years.4. Investment Advisor- Equity Shares, Mutual Fund and Cryptocurrency. Short/Medium/Long term advisory services5. Passionate towards professional commitments, working for creation of customer’s wealth & value.