Ca Priyanka Multani Email & Phone Number

Mumbai, Maharashtra, India

Associate Vice President -Product,Partnership and Colending

Mumbai Metropolitan Region

Mumbai Metropolitan Region

Mumbai, Maharashtra, India

Mumbai Area, India

Credit assessment of unsecured business loan.Visit at client place for understanding the overall business of the company and also to see the business set up.Evaluate the financial strength and credit worthiness of the borrower.Due Diligence is carried out for clients , necessary check like watchout investor, google search,Cibil Suit,etc.Recommending the case to appropriate authority post underwriting the case ensuring all the policy norms are met,if not proper deviation… Show more Credit assessment of unsecured business loan.Visit at client place for understanding the overall business of the company and also to see the business set up.Evaluate the financial strength and credit worthiness of the borrower.Due Diligence is carried out for clients , necessary check like watchout investor, google search,Cibil Suit,etc.Recommending the case to appropriate authority post underwriting the case ensuring all the policy norms are met,if not proper deviation are marked.Co-ordinating with clients,Collection team, and Sales team for delinquency status and for overall portfolio performance.Ensuring the hygiene of the portfolio by resolving the technical issue , meeting the client and by doing continuous follow up with the clients. Monthly discussion with the team on the latest update in the market, Policy update, sharing the ideas and new learning. Show less

Navi Mumbai

 Responsible for diligently appraising retail lending proposals as perthe product policy. To ensure portfolio quality for his/her product in the location, while maintaining the service levels to the customer and adherence to the policy/process laid out by the central team on all applications being processed. Responsible for positively impacting client experience by maintaining the underwriting TAT. To interact with customers to obtain additional credit information to support… Show more  Responsible for diligently appraising retail lending proposals as perthe product policy. To ensure portfolio quality for his/her product in the location, while maintaining the service levels to the customer and adherence to the policy/process laid out by the central team on all applications being processed. Responsible for positively impacting client experience by maintaining the underwriting TAT. To interact with customers to obtain additional credit information to support credit lines. To analyze delinquent accounts and prepare report on high risk accounts including recommendations for resolution. Show less

Thane

 Independently performed the concurrent audit of Credit department for various public sector banks which includes verification of documentation & monitoring of various working capital loans, term loans and other retail loans. Reviewed the deposits which involves KYC audit of the CASA holders, physically checking the cash balances with the cashier and with the ATM, ensuring AML compliances.  Participated in implementing risk based concurrent audits of a bank branch which involves… Show more  Independently performed the concurrent audit of Credit department for various public sector banks which includes verification of documentation & monitoring of various working capital loans, term loans and other retail loans. Reviewed the deposits which involves KYC audit of the CASA holders, physically checking the cash balances with the cashier and with the ATM, ensuring AML compliances.  Participated in implementing risk based concurrent audits of a bank branch which involves business risk, operations risk and control risk.  Discussed and finalized concurrent audit reports with senior management and ensured its timely submission. Provided timely and accurate reporting to the management on all key parameters as needed.  Conducted stock verification of various companies in the field of textiles, construction, pharmaceuticals and manufacturing. Assisted in verification of correct provisioning of all the assets of the banks during statutory audit.  Preparation of Credit Monitoring Analysis (CMA) data for evaluation of loan applications based on the financial status of the company. It involves calculation of crucial ratios in relation to working capital and analysis of such ratios. Show less