I am a qualified chartered accountant having experience of over 2.5 years in the field of credit management. Professional Experience: - Conducting credit risk assessments of MBL-secured and unsecured loan applications and making informed lending decisions. -Conducting customer business and collateral visits and ensuring ownership, vintage and possession etc. -Ensuring compliance and clearance of Legal and Technical aspects of offered collateral. -Collaborated with sales teams to drive revenue growth while maintaining credit quality. -Ensuring adherence of disbursement and post disbursement procedures. -Monitoring and managing monthly NS and ED cases to keep healthy portfolio.-Compliance of bank's credit policies.Professional Skills: -Credit analysis.-Financial statements analysis.-Risk assessment and mitigation. -Portfolio management. -Technical and legal clearance. Professional Achievement: -Recognised as MBL Top credit performer at AU Small finance bank.