Ca Rupal Jhala Email & Phone Number

Chartered Accountant with successful track record of delivering exceptional financial analysis and risk assessment within industry along with prior experience in Taxation, Audit & Finance.Currently working as Senior Credit Analyst at Natwest Group Plc.I handle a portfolio of UK centric clients followed by Credit Appraisals and Credit Rating , obtaining sanctions for new lending, customer pricing strategies, periodic monitoring of financial positions via connecting with counterparts in UK.As a first line of defence, I am committed to upholding the highest standards of risk analysis and management. My current profile involves regulating credit risks by assessing repayment capability and credit standing of the customers on an ongoing basis via complete and extensive analysis of Financials, Management accounts, Forecasts/Budgets & Cashflow analysis.Experienced in credit underwriting by assessing current level of lending and evaluation of supplementary financing scenarios for a portfolio mix ranging from Professional, Construction, Manufacturing, Retail and Leisure sectors.Involved in end-to-end lending process by supporting credit documentation.I am a team player with strong critical thinking capabilities, Report writing and Stake holder management skills. Fast LearnerI have gained knowledge of diverse banking products, business valuation and PD Models.Prior experience involves: Statutory Audit & Tax Audit of various entities, Preparation of Financial Statements and Audit reports of various Companies, Individuals and Firms; Stock Valuation; Well-versed in Income Tax and Assisted in Fraud Investigation and Restatement & rectification of fraudulent accounts of past years and the effect thereof on taxation and legal issues.Other: Committee Member of an ongoing Redevelopment project of a High Rise Building (March 2018 - Present) Career Objective: Pursue a career in financial services industry or banking sector thereby contributing to the Organizations core business:Seeking roles in Credit Analysis / Financial Planning & Analysis