Analyse the creditworthiness to assess the lending riskCAAM underwriting Ensure Credit Policy complianceInformed decision  on credit approvalsFinancials analysis including cash flow projections, industry trend research and its implementation Exchange of Credit Information

Risk analysis of application. Evaluate credit worthiness of client by financial analysis, Industry trends and personal visit. Monitored credit performance, implementing risk mitigation strategies.Collaborated with cross-functional teams, including collections, recovery department, to manage delinquent accounts.

Administration of Direct and Indirect tax, MIS report preparation, Co-ordination & liaison with Management and Consultants, Ensure the timely compliance of Direct and Indirect Tax

Operated traditional and computer-operated systems while observing all safety measures. Project and financial statement preparation and finalization. Handel Direct tax matters such as filling Income tax return, refund matters, Scrutiny assessments, and rectification of returns. Reviewed profit and loss account statement to advice about TDS and advance tax. Conducted Tax audit u/s 44AB and 44ABA of I.T act of various entities and presented finding and recommendation to auditee. Prepared various certificates supporting financial statements and drafted letters to authorities regarding clarification on matters. Filed responses to Income tax notices of cash deposit during demonetisation period. Concurrent audit of various banks and revenue audit. Indirect taxation – preparation of and filling of GST returns, VAT returns, Service tax returns and service tax audit.