- Handled the team of 10+ workforce for overall risk assessment and management of the Bank -Served as a member secretary and organized meeting of Board Level Risk Management Committee - Conduct ALCO meeting and suggest management for effective decision making for pricing decision, maturity bucketing, concentration risk etc.- Assess and provide reports of Credit Risk, Operation Risk Market/Liquidity Risk, HR risks, IS risks.- Defined Risk Appetite and Risk Tolerance level across various risk areas.- Provide training to overall staff related to risk assessment, management and prevention tools.

- Implemented the Industry Best Operation, Credit and Market Risk Management and KRIs tools.- Formulated Policies, SOPs, Guidelines for effective internal control and governance.- Defined Risk Appetite and Risk Tolerance level of various credit, operation and market risk areas.- Perform monthly risk review of more than 400 branches and submit reports to management and board. - Closely worked with Senior Management for risk compliant strategies and decisions.- Formulated and Implemented Digital Incident Reporting Platform.- Enforcement of decisions of Board Level Risk Management Committee.- Provided Training to more than 300 participations at various intervals regarding risk management areas

- Performed Stress Testing at various stress levels and submit monthly report to Risk Management Committee.- Carried Internal Capital Adequacy Assessment Process (ICAAP) to assess Bank's capital adequacy and suggest appropriate risk management techniques.- Carried on-site risk based supervision of more than 30 Branches of the Bank.- Assess the interest rate risks and foreign exchange risks for risk assessment of adequate fund placement at national and international banks.

- Performed the role of Credit Controller/Analyst and handled SME, MSME, Corporates lending portfolio including non funded business- Solicited loan customers by offering tailored banking products and services.- Handled more than 100 loan customers

- Responsible for the Reporting and preparation of financial statements as per Indian Financial reporting framework, Ind AS, along with necessary accounting standard adjustments on it and reviewing the same with the auditors.- Liaising and Communicating with Auditors for timely closure of Group / Local audit.- Assisting the Finance team to Provide weekly / monthly reporting to group Finance team located at France to give an oversight of the activities on business drivers for after necessary books closure.- Identification of accounting issues in Orcale ERP model and making necessary recommendation to senior management including ERP head.

- Verification of Opening balance of Accounting heads, Vouching Of Procurement files, Purchase Orders , Purchase Invoice, Sales order and Sales Invoice Files to identify there genuineness and authentication. -Reconciliation of Bank Statements, Physical Verification of Fixed Assets/ Inventory, Reviewing the Salary Sheet,Vouching of Journal vouchers, Vouching Payment vouchers along with reconciliation with Cash and Bank Balance. -Documentation of audit working papers and preparation of Audit files to present the same to the Senior Audit Manager and Later on to signing Partners.- Key player of audit team having more than five members to carry out audit of Listed Clients (Into the business of Real State Builders and Developers) or High net worth having clients(Key clients include:- India's Leading FMCG Company, World's leading Garment Manufacturing Brand head quartered in Spain, India's Leading plywood and timer manufacturing and importing company, A popular hotel and resort chain of India). -Was a Audit Team leader having Independent in charge to carry out Statutory audit of Private Companies, Partnership Firms, Trading Company dealing in E-Commerce sector, Electronics Products, Fashion. -Was responsible to check tax compliance, Apart from what I did in my first year of engagement. I was supposed to Verify the necessary Tax returns along with necessary calculations, holding meetings with clients to resolve the findings or queries, Seeking external/ Internal confirmation from parties of clients. Also guiding and providing equal opportunity to team members working with me.