Hu Cai ,Frm Email & Phone Number

Pudong, Shanghai, China

Supply chain finance (SCF) is a business of trade procurement based on the purchase demand of dealers. It controls property rights through real trade and invoice flow, makes use of tripartite warehouse to manage goods to make up risk exposure, introduces funds for dealers, aiming to build a supply chain service platform and collaborate with premium income. * My main responsibilities as follows:1. Responsible for all new business/project material collection, due diligence, reporting and rating work.2. Analyzed the performance of historical business data and mined the underlying risk control logic. Established dealer operating condition analysis model, risk rating model and margin model as the development prototype of the system risk control engine.3. Responsible for the legal consultation of all business/product-related contracts, tripartite agreements and legal opinions.4. Designed, formulated and optimized business operation procedures, risk management methods, operating manuals and other process systems.5. Responsible for the structure optimization and iterative upgrading of existing business products, as well as the scheme design and reporting of new products.6. Responsible for communicating system development requirements, writing product requirement documents, coordinating tripartite system docking, arranging system acceptance test, and promoting the orderly launch of the project.7. Responsible for product evaluation and product testing of data technology products. introduce electronic signature technology to improve the business payment efficiency.8. Assisted in fund docking, participated in the negotiation with over 20 financial institutions, handled and landed 200 million yuan of small loan supply chain funds and factoring funds, all realized system docking.

中国 上海市 浦东新区

1. Participated in due diligence work of Business-end of credit guarantee insurance project, responsible for issuing due diligence report and pricing suggestions. The assets of due adjustment are mainly licensed consumer finance companies and lease finance companies.2. Asisted in the bidding, business connection and price negotiation of tripartite data products,responsible for the testing, evaluation, access and backtracking of data products, as well as the maintenance of decision factor data dictionary.3. Participated in the testing and acceptance of risk decision engine,assisted to bulid the variable factor monitoring platform，responsible for customer portrait analysis, daily risk monitoring report, monthly asset operation report.

Singapore

Wuhan, Hubei, China

• Offered advisory service in BOC and CMB and cooperated with insurance companies to identify potential investors• Provided personalized financial plans for investors based on their objectives and risk appetite• Managed clients’ financial accounts and sold asset management products and bank financial product

Master Of Applied Finance, Accounting And Finance

Academic Excellent Scholarship (1%)

Bachelor Of Economics, Finance

Activities and Societies: Excellent Campus Speaker (Top 1%); Business School Communication & Literature Club - Editor and Copywriter.