Illinois Residential Mortgage Licensee (031.0014732)Branch NMLS # 1154653A seasoned bilingual (English/Spanish) finance and accounting professional with demonstrated proficiency in auditing a wide variety of firms ranging from small privately held businesses to large public companies. A professional that can understand the big picture strategy of a business with the capability to dig into the details of financial controls, process analysis and risk assessment. .Specialties: This versatile audit/accounting experience comprises large corporate field auditing with a major bank including derivative, public and mutual fund accounting, capital markets, insurance and mortgage industry. In charge of the administration of Sarbanes-Oxley (SOX) 404 compliance. Has consulted with various organizations to, identify risks in various processes, developed risk statements, and made recommendations on the remediation of deficiencies. I completed bank training in the following acts: Fair Lending Acts, UDAAP, FCRA, FDCPA and SCRA. I have conducted independent audit for various bank clients. Preparation of audit reports including borrowing base to determine availability of accounts receivable, and inventory. Conducted regulatory compliance audits of commodity pools and introducing brokers. Financed FHA, VA and conventional mortgages for home purchases, short sales, REO’s, streamline refinances and reverse mortgages.
Listed skills include Internal Controls, Sarbanes Oxley Act, Auditing, Finance, and 30 others.