Financial Planner
CurrentKDW was established in St. Albans in 1978 with the objective of providing independent financial advice with a practical, straight forward approach. Since then the team has evolved to a range of professionals who are experts in their field ranging from investments, pensions, mortgages and trusts through to estate planning. 2015 has seen the launch of two specialised divisions, KDW Commercial and KDW Property. Working with thousands of individuals and businesses, all who have varying needs from mortgage advice through to complex investment strategies. For every financial requirement, we have a solution that will work for you.I offer Independent Financial Advice across the following sectors:Investment/Portfolio Management – for all short to long term savings and investments to suit all risk levels and for income and growth; ISAs, Unit Trusts, OEICs, Investment Trusts, Investment Bonds, Offshore Bonds, Discretionary Fund Managers, Investment Wrap accounts/platforms, BPR, EIS and VCT.Mortgages – all areas of residential and commercial lending, from standard re-mortgages through to Buy-to-Let mortgages with portfolios or requirements for bridging finance. Pensions – from the commencement through to life styling, looking at all aspects and ensuring that your pension is on track for your requirements. Advice upon Personal Pension Plans, SIPPs, Company schemes, Pension Transfers, Annuities, Drawdowns and taxation advice.Protection Needs – from lump sums to protect against Critical illnesses as well as death, to income protection, Private Medical arrangements, IHT planning/ Whole of Life cover and Trusts.