I'm a driven entrepreneur with a rich background in law, and the co-founder of VirtuSpect, a cutting-edge inspection management SaaS platform designed to revolutionize how businesses conduct and manage their inspection processes.My passion for innovation and technology led me to venture beyond the legal and lending fields, where I've successfully founded and scaled businesses in the mortgage financing and loan origination inspection sectors. At VirtuSpect, we're on a mission to streamline inspection management across multiple industries, making processes more efficient, reliable, and scalable. Our platform embodies my commitment to leveraging technology to solve real-world challenges, providing value to our clients and transforming industries.

Commercial Loan Broker

Residential Mortgages

• Estate Planning• Business – Contracts, Commercial Litigation, Business Entity Formation• Real Estate – Contracts, Seller Financing Agreements and Foreclosures• Tax – Offers in Compromise, Payment Arrangements, Penalty Abatements, Payroll Tax Deficiencies

High-quality Site Inspections and Appraisals delivered quickly and specifically tailored to SBA and lender needs for Business Machinery, Equipment and Inventory. • Provide asset valuations to SBA Lenders to evaluate and assess risk based upon available asset equity• Utilize SBA Regulations & Laws including the SOP to drive marketing and education to SBA Lenders• Built and sustained a profitable business including marketing, financial transactions, and all aspects of operations. • Implemented processes to streamline order intake, report management, automate orders and delivery. • Oversaw the design and direction of company website to better raise brand awareness. • Directed Sales & Marketing efforts to obtain clients including SEO, PPC, and Linked-in direct education marketing.• Research, analyze, and ultimately create appraisal reports for machinery, equipment and inventory.• Certified Machinery & Equipment Appraiser with the Nebb Institute.

As an Attorney and Loan Officer, I'm often able to help get those approved for financing that others are not. Sometimes we need to be creative to improve credit scores or financial situations. I actively counsel & educate borrowers about the loan process and negotiate rates/terms between lenders and borrowers. Associate Lending Manager License. NMLS# 192764Cinch Home Loans, April 2018 to PresentExpress Lending Group, July 2014 - April 2018LowVA Rates, August 2012 - July 2014Flagship Financial Group, February 2008 - January 2010

• Served as Associate Attorney in Tax Resolution and Contract Drafting.• Researched, wrote, and represented businesses in litigating $MM+ federal tax matters arising from deficiency assessments and refund claims in order to receive penalty abatements and avoid collection actions.• Created business contracts for high-profile and complex business transactions.

2011-2012 - President, J. Reuben Clark Law Society, ASU Chapter

• Worked directly with senior attorneys in $MM+ contracts, business transactions, and legal disputes between international companies.• Researched international law, reviewed contracts and clients’ goals to formulate the best strategy to file complaints, obtain a judgment, or increase leverage to receive payment for breach of contract.• Authored demand letters and initial complaints for high dollar transactions.• Drove the drafting of contracts for large dollar transactions between businesses in different countries with regard to manufacturing and distribution.• Translated website from Korean into English and worked with Partners to brand website.

• Analyzed motions before the Court, and researched & wrote memorandums suggesting rulings for Judge Nielsen.• Successfully prepared means test analysis and fee waiver reports to assist Judge Nielsen in his determinations.

Clerk Extern for the Honorable Judge Steinle

Managed a territory spanning Utah, Idaho and Wyoming. Called on medical distributors for our respiratory line products. Launched new capital equipment products including an Innovative Oxygen Therapy device. Traveled internationally to South Korea to meet with distributors to create relationships and establish distribution contracts.

Marketed, negotiated loan rates/terms between lenders and borrowers. Counseled and educated borrowers about loan process.

Directed door-to-door sales, installations, operations, training, marketing, and recruiting. Top technician award (2005), top 10% service percentage (2006).