Cameron Cichocki Aif® Email & Phone Number

Howell, Mi, Us

Howell, Michigan, United States

Primarily providing 3(38) and 3(21) investment fiduciary services to employer-sponsored retirement plans.

East Lansing, Mi

As an Investment Consultant at Alerus Financial, N.A. I spent my time researching investments and providing advice to 401(k) plan sponsors.

PensionTrend Investment Advisers, LLC ("PTIA") was an independent firm that provided exceptional retirement and financial services to retirement plan sponsors and individuals. Our clients ranged in size from small companies and nonprofits to corporations with thousands of employees. PTIA was one of a few select investment firms providing investment advice to qualified retirement plans in a fiduciary capacity. We carried over that fiduciary process and discipline to the services we provided to individual investors as well.PensionTrend Investment Advisers, LLC was registered with the Securities and Exchange Commission as a Registered Investment Adviser. PTIA was headquartered in Okemos, Michigan, with a second office in Troy, Michigan, and was affiliated with PensionTrend, Inc.Our advisers encompassed diverse backgrounds, such as retirement planning, estate and financial planning and portfolio management. They worked in the disciplines of accounting, investing, actuarial science, law and communication to ensure that investment choices were logical from a variety of perspectives. Additionally, that diversity of education gave us the ability to handle highly-sophisticated plans for our clients without going outside for assistance.

In this position I reviewed and approved all new accounts for suitability, margin trading, and margin loans. This task was relatively simple with retail individual and JTWROS accounts, but it could get very complicated when there were trusts, corporations, partnerships, powers of attorney, estates, foundations, TOD's, tenants in common, and beneficiaries and their attorneys involved.I enjoyed working at HRBFA, but decided to try out law school at MSU. If there had been a way to do both I would have, but I knew that if I didn't try out law school I would always wonder.

In this position I processed annuity paperwork to make sure that the required documentation was submitted and completed correctly and I tracked rollovers to make sure that funds were transferred as quickly as possible. Then, it was my responsibility to post commissions using advances, chargebacks, and netchecks. So, I spent a lot of time on the computer and on the phone with advisors and outside financial companies.I was also in charge of our trade desk for buying and selling stocks, bonds, and mutual funds through Southwest Securities.

Being fresh out of college I found working for AEFA to be both challenging and rewarding. It was challenging because I had limited marketing skills and their new advisor platform was heavily weighted on telemarketing and provided minimal education. However, it was rewarding because I was able to get my basic financial licenses and come to realize that I was interested in helping people with their finances and creating solutions to help them plan and hopefully reach their goals. Looking back, I have come a long way since then and this position helped plant a career seed.

Masters, Business Administration

Activities and Societies: High Honors, Certification in Human Resources Management My favorite thing about the MBA program at Madonna.

Bachelors, Economics

Activities and Societies: Dean's List Olivet College was a great experience for me because I was able to take most of my major courses.

Economics

Activities and Societies: K-Crew for prospective students The best thing about Kalamazoo College is that they are so focused on getting.

College Prep

Activities and Societies: Magna Cum Laude, National Honor Society, Varsity Wrestling, Cross Country