Maria C Lopez Perez Email and Phone Number

• Conduct analyses of financial statements using a variety of financial ratios, ensuring an accurate and detailed assessment ofthe financial situation.• Prepare the annual budget and conduct monitoring to ensure the achievement of financial objectives.• Identify cost reduction opportunities and propose innovative strategies to improve operational efficiency through in-depth analysis of internal processes.• Prepare periodic and ad hoc financial reports, ensuring the accuracy and relevance of the information presented to stakeholders.• Develop visual presentations for the board of directors and other key stakeholders, using advanced data visualization tools to facilitate the understanding of financial information.

• Identified, measured, controlled, and monitored the company's credit risk level. • Created databases for reporting through Business Intelligence (SQL, Tableu, Power BI, VBA) • Developed credit models for clients. • Generated credit dashboards and KPIs. • Deliver presentations to executives, emphasizing significant achievements that enhanced the performance and profitability of the company due to decisions made by the risk management team • Build and maintain data requirements for Regulatory Reporting (SOX).

• Planning and executing comprehensive audits, with the purpose of delivering reports to the board of directors and the regulatory entity, Financial Superintendence. • Generating, preparing, and coordinating a range of financial analyses, reports, and presentations for monthly reviews. • Conducted financial forecasting and business valuations. • Support budgeting, and short- & long-term business planning. • Detailed analysis of financial statements, using financial ratios to assess the financial health and performance of the companies in which investments are held. • Built and monitored financial and risk indicators, such as, cash flow, haircut, liquidity risk index and intermediation rate using Power BI and Excel. • Issue training to the employees and managers of client companies. • Build and refine risk and financial models. • Implemented and monitored risk systems, including market risk, credit risk, liquidity risk, and operational risk in 12 client companies.