Living my best life in retirement with my daughter, 2 grandsons and the puppy to keep me busy !

Responsible for the accurate preparation and timely filing of all externally distributed financial and regulatory reports including those submitted to the SEC, FDIC, FRB and others. Ensure all financial reporting is prepared in compliance with internal financial policies, SEC requirements and US GAAP. Develop and update written policies and procedures for the financial reporting process. Maintain and strengthen internal controls to ensure integrity of the financial reporting process. Research and resolve accounting issues including evaluation and implementation of new accounting pronouncements. Participate in the financial reporting component of the external audit, analyze financial data and perform special projects as needed. Recruit, train, mentor, direct and evaluate a staff of 8 analysts.

Responsible for the accurate and timely preparation and filing of all periodic external financial reports. Oversaw Corporate Accounting function including month-end close, consolidation, profit elimination, intercompany transactions, fair value of financial instruments and equity roll-forward. Managed GL maintenance and reporting. Researched, analyzed and concluded on new and proposed accounting, reporting and disclosure standards and prepared technical accounting memorandums regarding the Company’s position and impact to operations. Coordinated the financial reporting component of the external audit, performed special projects, created ad hoc reports and analyzed financial data. Liaisoned with the finance department, internal legal counsel, state and federal regulators and external independent auditors.

Oversaw the timely and accurate execution of all accounting and financial and regulatory reporting related functions for the bank and two tier holding companies. Assessed the impact of new FASB, AICPA, and EITF rules and regulations on the company's financial position and financial statements. Responsible for implementing and maintaining a system of internal controls to ensure safekeeping of company assets along with review of monthly/quarterly account reconciliations and reports to ensure compliance. Coordinated internal and external audits and regulatory reviews. Prepared monthly Management reports and Board presentations. Assured accurate and timely preparation and submission of all state and federal regulatory reports. Performed due diligence, system integration and purchase accounting for merger and acquisition activity.

Responsible for daily/weekly/monthly financial reporting to support Executive Management, Capital Management Committee, and Asset/Liability Committee. Design, development, and administration of an automated consolidation process to provide monthly net interest margin analysis and regulatory capital forecast and analysis. Design, development, implementation and management of an automated, auditable process for producing quarterly bank Call Reports and an enterprise-wide Profitability Reporting Project. Administer and maintain department specific software, servers and databases. Maintain Oracle GL hierarchies, ledger codes and reports. Participate in workgroups tasked with general ledger standardization, bank acquisitions and system conversion projects. Perform financial analysis of bank performance and trends, including replication of customized rating agency ratios. Complete special projects for various Corporate Officers, assist with department strategic planning and employee training.

Responsible for planning, executing, documenting and reporting results of Sarbanes Oxley, financial, and operational audit work performed for the holding company, subsidiary banks and non-banking entities. Specialized in regulatory compliance issues including GLBA, BSA, and oversight of the Corporate Compliance Department. Oversaw design, implementation and training for TeamMate, the new Internal Audit automated work paper system. Additionally, performed due diligence and risk assessment activities, completed agreed upon procedures and special projects, and coordinated training of department personnel.

Participated in all aspects of audit for a variety of public and private clients. Responsibilities included risk identification and analysis, tests of control strategy and effectiveness, design and fulfill substantive test procedures, draft and review of financial reports including 10-Ks and 10-Qs, review of subordinate work and file wrap-up. Additional responsibilities included the training, supervision and mentoring of team members, initiation of and participation in recruiting activities as well as the completion of agreed upon procedures and special projects.

Participated in all aspects of audit for a variety of public and private clients. Responsibilities included risk identification and analysis, tests of control strategy and effectiveness, design and fulfill substantive test procedures, draft and review of financial reports including 10-Ks and 10-Qs, review of subordinate work and file wrap-up. Additional responsibilities included the training, supervision and mentoring of team members, initiation of and participation in recruiting activities as well as the completion of agreed upon procedures and special projects.