Candy Koleber Email & Phone Number

Kansas City, Missouri Area

• Conducts independent analysis of the financial condition of borrowers and prospects in support of loan origination, loan renewal, and loan review.• Prepares schedules, ratio analysis, peer group comparison, and provides commentary on the findings including abnormalities, unusual trends, one-time events, relevant tasks, developing problems, etc. that require further investigation/clarification/explanation.

• Reviewed and analyzed client requests as they relate to risk management, securitizations, servicing agreements, leasing, commercial loans, loan modifications, loan assumptions, and regulatory compliance.• Interpreted loan documents, financials, tax documents, and regulatory provisions to determine the impact of borrower actions on the value of, and risk to, the collateral at issue.• Presented research, analysis, and guidance to senior management in a comprehensive business plan in order to ensure an optimal balance is achieved among the preservation of collateral, minimizing risk, and maximizing returns.

• Reviewed, analyzed, and actively managed approximately seven billion dollars in assets.• Worked and negotiated with lenders, servicers, participants, borrowers and legal counsel on a daily basis regarding a complex loan portfolio involving, loan performance, defaults and workouts.

• Conducted various corporate accounting duties including, among others, accounts payable transactions, monthly journal entries, and creating audit packages for Low Income Housing Funds.

• Commercial loan servicing for 150 loans• Contact borrower regarding delinquent payments

• Analyze financial statements and annual budgets

Master Of Science (M.S.), Accounting

Master Of Business Administration (Mba)

Bachelor Of Science (B.S.), Finance