I am an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of West Virginia, Virginia, Ohio, North Carolina, and Kentucky. No insurance business may be conducted outside this state referenced.I am a Registered Representative of and offer securities products and services through NYLIFE Securities LLC, (Member FINRA/SIPC), a Licensed Insurance Agency and a New York Life Company. In this regard, this communication is strictly intended for individuals residing in the states of West Virginia, Virginia, Ohio, North Carolina, Florida, and Pennsylvania. No offers may be made or accepted from any resident outside the specific states referenced. My office is located at 231 Capitol St, Suite 321, Charleston, WV 25301, 304-741-0045.I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies.Contact me to help you fully analyze your needs and recommend appropriate solutions.Neither Capital Financial Solutions LLC nor New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.Capital Financial Solutions LLC is not owned or operated by New York Life Insurance Company or its affiliates.