• Part of the Senior Operating Management, responsible for smooth conduct of day-to-day affairs of the company and to deliver the targeted result. To ensure effective control in overall business operation. • Representing Company on the Board of the Subsidiary Company as Nominee director contributing to the overall business of the company• Responsible for Consolidated and Standalone financials, under INDAS which includes preparation and updation of the ECL and EIR model. • Convergence of Financials of newly acquired subsidiary into INDAS and to study impact of INDAS on new line of business and making policies for optimum impact. • Actively Involved in System identification, designing & Implementation. This includes ERP Financial Accounting system, Loan Management system (LMS) and MIS system • Formulation of Annual Business plan & presentation of the variances for effective decision making• Coordinating with consultants, experts and regulator for matters relating to business restructuring • Coordinate with investor & other stake holders for various reporting requirements.• Responsible for Direct & Indirect tax compliances, optimizing tax efficiency and RBI and other compliances• Ensuring smooth conduct of audits within timeline• Responsible for fund raise from existing and new lenders at optimal cost through various products • Lead the Due diligence for Equity raise of the company and its holding company.• Ensuring renewal of the credit rating of the company• Prepared the ESOP scheme covering subsidiary company which suits the interest of the Shareholder and Company• Co ordination with regulator for various corporate and compliance related matter like acquisition of NBFC, making it subsidiary and issue of new share capital and change in shareholding• Part of the credit committee and actively involved in credit decision of various business proposal• Responsible for conduct of Board and committee meetings and investor and stake holder management

• Part of the operating management, responsible for smooth conduct of day-to-day affairs of the company and to deliver the targeted result. To ensure effective control in overall business operation.• Actively involved in Series D round of equity raising for matters like- Valuation of shares, Various regulatory impact & coordination with various stakeholders. Also participated in downstream investment in wholly owned subsidiary • Actively participated in System identification, designing & Implementation. This includes ERP Financial Accounting system, Loan origination system (LOS), Loan Management system (LMS) & HRMS• Effectively contributing to the business as a part of various committees Like Credit committee, Product approval committee, IT steering committee and Finance committee• Responsible for converging financial from Indian GAAP to INDAS • Formulation of Annual operating plan & presentation of the variances for effective decision making• Coordinating with consultants, experts and regulator for matters relating to business restructuring • Responsible for consolidated financial, Budgets and various MIS for effective decision making• To coordinate with investor & other stake holders for various reporting requirements.• Responsible for Direct & Indirect tax compliances, optimizing tax efficiency and RBI compliances• Coordination and timely closure of audits (Statutory, Internal & Tax Audit)

• Part of the operating management, responsible for smooth conduct of day-to-day affairs of the division to ensure effective control in overall business operation.• Reviewing of the processes and policies, keeping in view the change in business environment for effective control.• To coordinate with stake holders for various reporting requirements.• Coordination and timely closure of audits (Statutory & Internal)• Heading retail asset operation of the company • Responsible for Direct & Indirect tax compliances• Responsible for converging financial from Indian GAAP to INDAS.

• Part of the operating management, responsible for smooth conduct of day-to-day affairs of the company and to deliver the targeted result. To ensure effective control in overall business operation.• Representing Company on the Board of the Subsidiary Company as Nominee director contributing to the overall business of the company• Align the finance and operation team and related processes as per the new business structure of business correspondent.• Formulating new and constantly monitoring existing processes and policies, keeping in view the change in business environment to ensure better control.• To guide the front-end team to achieve budgeted results and improve performance and productivity.• Coordinating with consultants, experts and regulator for matters relating to business restructuring like Merger, Due Diligence • Chief compliance officer responsible for ensuring all compliances. • Responsible for consolidated financial, Budgets and various MIS for effective decision making• To coordinate with investor, directors and other stake holders for various reporting requirements.• Responsible for Direct & Indirect tax compliances & optimizing tax efficiency. • Successfully transitioned from Service tax to GST regime and analyze the impact on Business• Co ordination and timely closure of audits (Statutory, Internal & Tax Audit)• Heading the central operation of the company

• Responsible for migrating accounts to SAP system for the newly acquired entities and shifting payables to shared services center.• Overall ownership of review of financial statement and analyzing the same and reporting.• Visiting the location to review control and processes of the company.• Ensure various requirement of the parent company for consolidation are complied with.• Ensure all statutory compliances are complied with and all returns are filled. To co ordinate with NHB inspection team. • Handle and control reconciliation of bank accounts, Intercompany transactions & Insurance business.• To coordinate with various departments for defining new processes to ensure proper control. This includes designing accounting templates.• To appraise the board of directors about the business and financial performance.• Responsible for preparation of annual budget

• Overall responsible for managing all Accounts, Finance, Taxation, Compliance and MIS & Budgeting. • Full accountability and responsibility in accurately preparing financial statement and analysis of the same at Product, Segment and Location level• Overall responsible for all the MIS & analytic report issued.• Key member in annual budgeting exercise and Lead & guide the team in analyzing variance report. • Provide details to parent company for consolidation of accounts and for statutory compliances.• Actively participated in impact analysis of retail asset amortization if financials are converted from Indian GAAP to IFRS.• Initiate negotiation with various lenders & investors for raising of funds. Proper product mix is ensured to minimize cost & to avoid risk of Asset Liability Mismatch. This includes documentation pre- and post-sanction of the loan.• Accomplish responsibility of filing of various returns and forms required by RBI. Co ordinate with RBI official during inspection.• Overall responsible for all Direct and Indirect tax related matters which includes filling return and coordination with tax consultant for assessments and audits.• Responsible for visiting the branches and CPU to ensure that policies/processes are properly followed and controls are adequate.• To negotiate with insurance companies for various policies.• Gain invaluable experience in System Development - Both Front End Business System & Back End Accounting System including designing & testing till go live and stabilizing the same.

• Build the team at branches to ensure proper control in decentralizes and outsource environment.• Donned the responsibility of analysis of the profitability and to provide required inputs to front end team to achieve the budgeted results. • Closely monitored the reconciliation of Bank and Dealer account.• Deftly ensured that audit observations were gradually marginalized and the ratings of the branches were improved.• Associated closely to make the retail loan disbursements and issuance of NOC within TAT specified • Actively involved in system development and testing during migration from FoxPro based system to oracle-based system. • Structured annual operational budget and implement control measures to contain expenses within defined limits.