Carlos S. Email & Phone Number

Porto, Portugal

• Development of Excel platform for economic and financial control of companies of an economic group • Creation of control maps• Account consolidation• Management analysis • Consulting• Development of business plans and investment projects • Creation os market studies• International investment plans

North And Central Region, Portugal

• Responsible by promotion and business development of insurance products in 4 geographical areas (near 75 branches)• Promotion, follow-up and motivation of commercial teams • Provide on-job training with customers• Provide room training to commercial agents• Provide commercial presentations to commercial agents and customers• Insurance risk analysis • Ability to transform a complex product in a decisive product to achieve projected goals with sustainability • Creation of tools to support sell process• Analysis of diverse management maps • Analysis of production maps • Creation of production maps • Creation, promotion, and development of “focus week” to sell insurance products• Provide public presentation • Provide meeting to manage insurance incidents Main Results:+ Promotion of focus week to improve production of insurance: strong improvement on sales of insurance products+ Promotion of health insurance: greater focus and effort of branches regarding the sale of insurance products; many branches achieved the fixed targets as a result of this action + Public presentations and education classes

Maia, Trofa, V. N. Famalicão, Portugal

ANALYSIS• Analysis of economic and financial information and investment projects • Business analysis of business customers• Analysis of management maps• Analysis and management of default credits• Analysis and management of duties in action • Analysis of development of commercial relations with business customers • Analysis of Investment products (Funds, bank deposits, structured products, bonds)RISK• Management, analysis and decision of credit risk • Member of credit comission• Preparation e presentation of proposals to Credit Commission • Analysis of investments done • Operational task of credit and risk control• Decision of credit financingOPERATIONAL• Preparation and analysis of financial operations • Preparation of Credit dossier • Preparation of commercial proposals to credits and insurance • Preparation of production and planning maps• Preparation of companies assignment to status “PME Líder” (Leader SME) and “PME Excelência” (Excellence SME)COMMERCIAL• Management of customers from several different productive sectors: industry (textile, metalworking, molds, furniture), commerce/trade, logistics e services• Management and promotion of commercial relationship • Sell of financial products (credit, investment, trade finance, insurance, ways of payment)• Business account manager • Market prospection• Presentation of credit proposals for individual and business • Sell of products with leverage (swaps, futures, options) • Renegotiation of credits in default• Analysis and definition of goals • Meeting with customers in branch and in their factories• Commercial Proactivity in account management of business customers• Autonomy in action and team work Main Results:+ 28 quarterly awards in 36 quarters+ 7 annual awards in 9 years+ 4 times on national Top % of branches with more “PME Líder/Excelência” status assigned+ Doubling of business credit portfolio + 2 professional promotions by recognition+ Member of Credit Comission

Porto Area, Portugal

• Preparation of elements of financial reporting• Analysis of economic and financial information• Cost analysis• Control of fiscal duties• Preparation of control maps • Stock analysis

Matosinhos

• Development and management of commercial and marketing information • Development of website news and information • Customer management• Public presentations of products• Products Workshop • Support development and test of software products • Development of operational and video manual

Maia

• Sell credit and investment products• Customer Management• Support in administrative tasks related with credit and investment operations• Support customers and account managers• Analysis of management maps• Support Tasks of branch management

Post-Graduation, Financial Analysis, 16

▪ Business Finance ▪ Risk Analysis and Management I ▪ Risk Analysis and Management II ▪ Financial Taxation ▪ Financial Analysis

Academy Of Data Base Sql Server Administration

Activities and Societies: Data Base SQL server

Post-Graduation, Insolvency And Business Recovery, 15

Focus in Business and in Law of business recovery and insolvency: ▪ Law Law of Insolvency Special Revitalization Process Commercial.

High School Diploma, Business Administration And Management, General, 12