Vertically integrated manufacturer and R & D Center of Excellence for industrial laser technologies and systems.

SFINKX is a manufacturer of high tech industrial laser equipment and photovoltaic energy generating equipment. It was also an alternative energy provider, licenced to generate renewable solar energy, solar to electric utilities, commercial, government and residential customers.Responsible for relationship management with all electric utilities, government entities, community organizations and banks.Share responsibility with CFO for banking and investor relations, to include attracting and negotiation of facilities.Identification, negotiation and execution of solar farm projects. Find new large corporate and government solar photovoltaic project opportunities. Participate in negotiations and development of large projects. Active participation in the senior corporate management of the companies.

♦ Develop profitable new business, credit and non-credit new business development within assigned territory, develop intimate knowledge of all prospect opportunities, meet or exceed call quota on a monthly basis. ♦ Responsible for the growth, retention and profitability of Business Banking customer relationships, both newly acquired and assigned small to medium sized businesses and individual relationships, ranging in size from $3 to $20 MM. ♦ Insure that relationships are managed to the highest profit potential for the Bank by identifying and growing both new and assigned relationships by cross-selling other Fifth Third Bank services and deepen these relationships. Develop intimate knowledge of all customers and businesses.♦ Interview applicants to develop information concerning their businesses, banking needs and determine their capacity to fulfill all obligations to the Bank. ♦ Develop an underwriting list of essential information needed to render a timely response. ♦ Provide supervision for the lending activities of Banking Center Managers, including communicating Bank-lending policies, and advising and controlling the extension of loans. This includes interviewing applicants to develop information concerning their business needs, abilities and financial condition to determine their credit worthiness. ♦ Provide advice and direction to prospects and customers in regard to loan requests or other bank services and products.Recognized as the most active referral provider the Investment Advisors Division during 2008.•Chaired Hispanic Business Resource Group of the Bank’s Diversity Council. The Bank became recognized as an active member and supporter of the Hispanic business community.•Recognized as “Top Performer” three times and “Top Revenue Producer” for the division in 2008. •Consistently exceeded loan, deposit and outside call targets in 2007 and 2008.

•Oversaw underwriting by credit department of proposed loans in commercial real estate, owner occupied or investment; commercial lines of credit, equipment loans, letters of credit and other customer financing requirements. •Partnered with branch managers and specialized departments to develop clients. Active work with branch managers and partners resulted in substantially increased customer satisfaction and retention, supported by marketing surveys.•Assumed primary responsibility for customers with international banking services needs, as a result of prior experience in providing letter of credit and trade financing services.•Reached 200% of new loan objective in 2005.•Served on four boards of directors and actively involved in community events.

First Vice President and Team Leader – International Private Banking & Latin Banking Group (2001-04)Managed portfolios of wealthy foreign nationals, residents and non-resident aliens. Relationship manager for multinationals.•Implemented teamwork initiatives among assigned international private bankers that included executives and staff. •Reviewed and approved loans and other services. Maintained loan/credit losses at below 1% per year.•Managed own portfolio of clients with commercial real estate, business loans, consumer credit and deposit products.•Ensured quality service was provided to all clients of the Group, in English, Spanish or Portuguese. •Provided international trade financing for domestic and foreign companies, documentary and stand-by letters of credit and pre-export financing under programs of the Florida Export Finance Corporation and Ex-Im Bank.•Led team to exceed loan production, deposit and fees objectives every year. Team deposits of approximately $75MM. •Actively engaged in the international trade, Hispanic, Brazilian and foreign communities in Central Florida. Served on the boards of the British American Chamber, Brazilian American Chamber and World Trade Center Orlando.

(formerly Union Planters Bank), Miami, FLVice President and Regional Manager for Mexico, Brazil, Argentina, Chile, Uruguay and Paraguay. •Credit line commitments: $300MM average outstanding $110MM. Responsible for correspondent bank and corporate credit relationships in the assigned countries. Primarily provided financing for short term international trade. •Visited customers and prospects to negotiate credit and service relationships in assigned countries and domestically. •Frequent speaker to international trade organizations. •Managed local staff and representative office in Argentina. Reviewed credit packages prepared by the credit department and presented credits and country studies to committees. Prepared budgets and approved expenses.

Active duty and active reserves. Various command positions in Combat Military Police. Vietnam and Operation Desert Storm veteran. Awarded the Bronze Star Medal.

Corporate Lending Program, later Area Manager for Mexico & Central America, International Banking Division