Carl Printer Email & Phone Number

Toronto, Ontario, Canada

Provide risk advisory to core Canadian operational units including Third Party Management, Terms Management, Customer Channels, Payments, and Fraud

Toronto, Ontario, Canada

• Led reviews on 20+ lending policies and 50+ associated documents to streamline and improve audit results
• Monitored general market and competitive landscape for product and program enhancement opportunitieso Drafted four proposals in first six months to increase the Bank’s competitive advantage
• Created Excel-based monitoring dashboards to improve transparency and cross-functional SLA tracking
• Provided research and data analysis in support of proposals projecting $13 million+ in annual revenue generation

• Agile project manager who led multiple competing strategic and operational initiatives within Credit department o Researched, proposed, and executed a project meeting cross-functional dependencies and technology.
• Developed and managed a team of three direct reports and cross-functional teams of managers and line staff on department audit preparedness assessments (e.g. regulatory compliance gap analyses, self-auditing, etc.) and.
• Supervised Executive- and Board-level Credit corporate governance committees and supported first lines of defense on reporting and governance requirements

La Jolla, CA

• Redesigned end-to-end processes and built an LOS to streamline communication/scale production for two largest commercial lending units; assessed credit risk factors/developed SQL-based risk models for two units
• Managed Single Family Portfolio Underwriting Guideline overhaul, subsequent training, and performed QA audit of over 650 loans ($750MM) resulting in improved regulatory exam results within ten months

La Jolla, CA

• Spearheaded cross-functional audit on 700 loan applications; identified training/system enhancement opportunities utilizing lean six-sigma resulting in 60% improvement in process efficiency for Bank’s largest portfolio.
• Underwrote over $31MM in income property and single-family mortgage loans for both GOS and Portfolio programs (to include Reg. O loans), while training 5 new underwriters and assisting with LOS migration and debugging
• Led QA/QC audit on 4 top correspondent lenders to verify compliance with Bank and federal lending policies; completed in-depth quarterly reviews/recertifications and boarded new warehouse lenders applying for $35+.
• Conducted 34 asset reviews to include income and repayment forecasting, and monitored, as lead analyst, Bank’s CountryWide and Fannie Mae portfolios ($500+ million) to asses and generate asset performance/collection.
• Managed 6 analysts in processing insurance claims and post-funding covenants ($40+ million) and associated wire payments
• Key contributor to internal asset report provided to senior management and the Board; drafted and streamlined 12 management procedures and identified training opportunities for new analysts

• Provided critical administrative support to include budget analysis/grant management to ensure compliance with US Department of Education grant totaling $250,000+
• Created curriculum/curated content to script a new 8-module online exporting course in support of city’s San Diego Go Global Initiative, engaging multiple stakeholders at local, city, regional, and state levels.
• Performed candidate interviews, drafted in-depth training manual, and assisted with onboarding new candidates

Bachelor Of Arts - Ba, International Business, Graduated

Activities and Societies: National Society of Collegiate Scholars, Phi Kappa Phi, Phi Eta Sigma, Golden Key International Honour Society.

Bachelor Of Arts - Ba, Economics

Activities and Societies: National Society of Collegiate Scholars, Phi Kappa Phi, Phi Eta Sigma, Golden Key International Honour Society.

International Exchange, International Management