• Conduct thorough consultations with prospective homebuyers to assess their financial situation and mortgage needs• Provide expert guidance on various mortgage products and programs• Collect and review financial documents, such as pay stubs, tax returns, and credit reports, to determine eligibility• Prepare and submit mortgage loan applications, ensuring accuracy and compliance with lending guidelines• Stay up-to-date with current market trends, interest rates, and mortgage regulations to offer informed advice to clients.• Negotiate terms and conditions with clients, lenders, and other parties involved in the mortgage process• Ensure all mortgage applications and related documents comply with federal, state, and institutional regulations• Met and exceeded sales targets and loan origination goals set by the institution consistently by 45%.• Stays informed and adhere to all relevant mortgage lending regulations, including RESPA, TILA, and Fair Lending laws

• Create and execute comprehensive marketing plans for properties, including online listings, professional photography, and virtual tours.• Develop compelling property descriptions and promotional materials• Negotiate purchase offers, counteroffers, and contract terms on behalf of clients• Maintain open and timely communication with clients, title companies, lenders, and other stakeholders• Stay up to date with real estate market trends, property values and neighborhood developments• Use market research to advise clients on pricing strategies and negotiations• Ensure compliance with all real estate laws, regulations, and ethical standards• Achieve high levels of client satisfaction through exceptional customer service and responsiveness with 100% satisfactory rating while also cultivating referrals and repeat customers• Utilize real estate software, MLS databases, and digital marketing tools effectively• Build and maintain a strong network of industry contacts, including mortgage lenders, attorneys, and home inspectors

• Conduct thorough consultations with prospective homebuyers to assess their financial situation and mortgage needs• Provide expert guidance on various mortgage products and programs• Collect and review financial documents, such as pay stubs, tax returns, and credit reports, to determine eligibility• Prepare and submit mortgage loan applications, ensuring accuracy and compliance with lending guidelines• Stay up-to-date with current market trends, interest rates, and mortgage regulations to offer informed advice to clients.• Negotiate terms and conditions with clients, lenders, and other parties involved in the mortgage process• Ensure all mortgage applications and related documents comply with federal, state, and institutional regulations• Met and exceeded sales targets and loan origination goals set by the institution consistently by 45%.• Stays informed and adhere to all relevant mortgage lending regulations, including RESPA, TILA, and Fair Lending laws• Prepare regular reports on loan origination and performance metrics for management review.

A client focused lender and realtor that leverage my background and experience in business, finances and real estate to assist my clients in getting pre-approved to approved for their ideal home or investment property.

• Successfully led all aspects of a fashion startup, from concept to profitability.• Established a brand presence in a competitive market, achieving quarterly goals. • Built and managed cross-functional teams, fostering a collaborative work environment. • Negotiated partnerships with suppliers and distributors, optimizing supply chain efficiency. • Developed and executed marketing strategies, increasing brand visibility and driving sales. • Oversaw budgeting, financial planning, and cost management, resulting in consistent profitability. • Cultivated a loyal customer base through exceptional customer service and innovative style and fashion.