Transformation oversight for HSBC cost reduction initiatives across group businesses and functions in Asia and European markets.

Carmen is a Management Consultant with over nine years of working experience in project management practice. Expertise in:• Programme design and implementation • Change management • Team development and facilitation• Communication and engagement • Process review and needs assessmentCarmen’s experience includes applying relevant industry skillset and methodologies to a variety of organisations ranging from the Government Linked Companies (“GLCs”) to major corporations in Malaysia. She has a degree in Bachelor of Applied Finance from the University of South Australia