Prime Capital is a leading financial non-banking institution in the Republic of Moldova specialized in mortgage and MSMEs lending since 2006.• General management of the Company;• Elaboration of Company’s development strategy and lending policy;• Implementation of business lines such as residential mortgage lending, MSME lending, factoring with accent on innovations and fintech;• Product elaboration and development such as energy efficiency loans, loans for women in business and others;• Approving loans within the Credit Committee up to $400 K;• Direct supervision of front office, including sales, collection and part of back office: finance, marketing, HR and general administration;• Coordination and supervision of planning, budget preparation and monitoring, reporting budget and budget realization to the Board;• Supervising and advising the internal and external reporting; • Attracting and negotiation of third parties debt financing and DCA program with such institutions as EBRD, OPIC, USAID, SIDA;• Supervision of the audit process in accordance with IFRS and direct communication with external auditor;• Direct communication with all stakeholders, including supervisory authority, legislative and control bodies;• Head of Assets and Liability Committee and Committee for Overdue Loans.

Board member, member of Financial Committee

• Strategy definition• Marketing activities• Project coordination• Financial management• Financial analysis, reporting and forecast• Coordination of ”organic”, ISO and HACCP standards implementation.

Teaching Financial Accounting and Corporate Finance, tutor.

Management of the Technical Assistance Unit that provided support and consultations to SMEs from agricultural sector with a special emphasis on private farmers and business cooperatives.Technical assistance was mainly oriented to strengthen SMEs and consisted in:• institutional development • accounting and financial management• legal consulting• organization and leading of study tour to USA for managers of SMEs• organization of trainings, seminars and conferences • marketing• public relation• strengthening the network of business cooperatives• creation and development of the National Federation of Business Cooperatives• monitoring and reporting activities.Participation at elaboration and launching of Small Investment Sub-Grant Program for SMEs.Monitoring of budgeting and cost allocation in accordance with USAID rules, reporting.Program close-out procedures.

• Participation in audit and consulting engagements of international and local companies and NGOs and donors’ programs;• Acquisition of new clients, maintaining and coordination the relationship with existing clients;• Development of client’s portfolio and prospectives follow-up;• Elaboration of business proposals and tender documentation;• Follow-up of contracts execution;• Revenue monitoring, budgeting and reporting;• Coordination of marketing and public relation activities;• Participation in office administration and HR functions.

• Cash-flow management;• Organisation and supervision all payments, including payroll and receivables;• Organization, elaboration of procedures and management of cash collection; • Participation in budget preparation and reporting;• Negotiation and preparation of the documents for external financing, including IFC debt financing;• Piloting of the Revenues Recognition Project;• Assistance in the implementation of ERP Oracle Financial software (Budgeting, Cash Management and Accounts payable and receivables modules);• Elaboration of financial reports.

• Elaboration of the general strategy of the bank’s development, Business Plan and budgets;• Elaboration of the Credit Policy of the Bank;• Management of the Bank’s assets and liabilities;• Financial analysis of investment project and loan applications;• Organization of the administrative work and Human Resource Management;• Organization of the process of transition to the International Accounting Standards;• Participation in the elaboration of software for credit activity.

• Financial analysis of investment projects and Business Plans submitted by clients, processing of loan applications;• Negotiation and processing of agreements, pledge agreements and other related documents;• Management of the credit portfolio;• Credit reporting;• Participation at the elaboration of Bank’s Credit Policy.