Carol Nixon Email & Phone Number

Cleveland, Ohio, United States

Financial partner for executives responsible for various business lines in Treasury Services.- Produced monthly reporting including financial and non-financial performance metrics with strategic objectives. - Prepared annual plan, forecasts, and various financial analyses for Treasury Services business lines.- Completed the transition for the initial implementation of ERP in June 2021. Required training, report generation, system navigation (general ledger, planning systems and invoicing tools) starting with the transition in June 2021 and continued updates and changes still ongoing. Continue to develop and revise reporting, analyses and new features as implemented.- Prepared monthly capitalized labor reporting for all businesses within Treasury Services and related cost of release reporting upon implementation of various releases.

Cleveland/Akron, Ohio Area

Financial partner for debit card, digital banking, checking deposits and deposit fee Executives in the Consumer Bank.- Prepared monthly Business Unit Reviews incorporating financial and non-financial performance metrics with strategic objectives, identifying performance gaps and driving accountability. - Prepared annual plan, forecasts and various financial analyses, providing accurate and actionable information to the product executives and the Consumer Banking Finance Executive. - Implemented ASC606 Revenue Recognition for deposit service charges, deposit account premiums and debit assessments standardizing costs and revenue. - Implemented monthly forecasting process, identifying risks and opportunities to financial performance.

Akron, Ohio

Tested, tracked and resolved issues related to implementation of new credit decision engine platform and related credit strategies. Monitored, forecasted and budgeted the operational financial performance for Credit Operations, including credit sales, finance charges and late fees for the U.S. division. - Completed user acceptance testing of multi-million credit decision engine system to facilitate account management and recovery credit strategies. - Developed recovery strategies to be deployed as part of the credit decision engine project, maximizing return on investment.- Prepared corporate forecasts, annual plans and performance measurement reporting for credit sales of $1.6 billion, finance charge and late fee income of $180 million. - Developed methodologies to integrate outlet store chain acquisition into forecasting and annual planning processes.

Cleveland, Oh

Financial advisor to the Risk Management Executive and Senior Managers encompassing credit risk, compliance and control, asset recovery, operational risk, market risk, credit portfolio management, quantitative risk, and enterprise risk divisions of KeyCorp. Managed financial analyst. o Prepared periodic Planning and Performance Measurement reviews aligning performance metrics with strategic objectives, identifying performance gaps and driving accountability. o Worked with Senior Executives to prepare a four year strategic plan in order to meet KeyCorp’s financial objectives. o Administered five annual incentive compensation plans for 1,000 FTEs. This included working with Compensation and Senior Management to perform annual reviews of the plans, analysis and establishing annual goals, ensuring alignment of performance and payout to the plans. o Tracked and monitored expense initiatives over three years as a result of Key’s expense saving initiative “Keyvolution”; on track to meet goal. o Prepared annual plan, forecasts and various financial analyses, providing accurate and actionable information to the Risk Management Executive and the CFO. o Successfully partnered with technology on multiple business cases supporting P&L impact in order to get approval for technology spend, building discipline and rigor around capital expenditures within Risk Management. o Provided transparency into allocation of Risk Management expenses to revenue generating lines of business, driving a better understanding of Risk Management costs.

Cleveland, Oh

Financial advisor to Risk Management senior management. Analyzed and prepared annual plan and forecasts as required. Provided monthly financial summary for executive use. Prepared monthly profitability reports for tracking results to annual plan goals. Calculated incentive pools based and administered payouts to individuals with the focus of paying for performance.

Cleveland, Oh

Financial advisor to Business Banking senior management; team leader. Analyzed, planned and forecasted Business Banking line of business. Advised regional managers on financial strategies. Educated and trained district leaders on profitability reporting, improving financial measures. Administered and calculated incentive compensation plan for 300 Business Banking employees. Established new goaling metrics, aligning payouts to portfolio profitability. Developed and validated allocation of regional plans to district plans. Prepared monthly profitability reports for all reporting levels (districts, regions, line of business), containing costs and maximizing revenue opportunities.

Cleveland, Oh

Monitored, forecasted and budgeted the operational financial performance of the $7 billion Commercial Real Estate portfolio. Produced monthly financial statements and annual profit plans for the Commercial Real Estate line of business. Created monthly reporting package combining financial and non-financial metrics, providing senior leadership critical data for decision making. Participated in due diligence of Dallas based Fannie Mae lender which resulted in the acquisition and integration of the company.

Cleveland, Oh

Provided consolidated reporting and analysis for the Leasing, Commercial Real Estate, Structured Finance, Media, Healthcare, International, Institutional Sales, and Capital Markets lines of business. Trainer and “Power User” for implementation of Hyperion OLAP planning system. Planned and forecasted all Commercial Bank lines of business.

Cleveland, Oh

Performed balance sheet analysis for the Great Lakes Region to determine lending and deposit profitability. Provided asset liability sensitivity information for the Great Lakes Region used in the Asset Liability Committee executive meetings. Used rate volume analysis to explain variances in spread income attributable to various loan and deposit categories and find opportunities for volume and profitability growth. Planned and forecasted all loan balances and corresponding net interest margin income based upon differing rate scenarios.