Carol Pepper is Founder and Chief Executive Officer of Pepper International LLC, a family office and consulting firm located in New York City. Numerous Awards:In 2020, Carol was nominated as Power Woman North America by Citiwealth and Pepper International was nominated Best Family Office Consulting Firm for Family Offices. In 2017, Pepper International was named Best Boutique Firm by the Society of Trust and Estate Planners, www.steppca.org. Citywealth UK named Carol Pepper one of the Top 50 CEO's in Private Wealth and a Power Woman, and named Pepper International a Top Private Office. Pepper International was nominated in December 2017 for three Private Asset Management PAM Awards: Best External Chief Investment Officer Solution, Best Family Office Consultant and Best MFO for Client Services with AUM under $2 billion. In 2015 and 2016, Carol was named one of the 50 Most Influential Women in Private Wealth by Private Asset Management. In 2014, 2012 and 2011, Pepper International was nominated for Private Asset Management awards for Best MFO with AUM under $2.5 billion. Other awards are listed in her Biography.External Chief Investment Officer Services:Carol acts as External CIO to single family offices and UHNW families. She oversees all investments, including liquid wealth, direct deals, co-investments, real estate and venture capital. The firm has an expertise in Impact Investing. The firm also focuses on international families that have complex issues. Consulting Services:Carol also acts as a consultant to families that would like to create their own family offices or improve an existing family office and has built family offices around the globe. Media:Carol is a regular expert on CNBC, Fox Business and Yahoo! Finance speaking about the markets. She is quoted in the major press, including the WSJ and NYT.

Family Office Carbon www.focarbon.com is a bespoke consulting firm that assists with the creation of Carbon Credits

As a Member of the Advisory Committee of UNCDF, I help connect Family Offices and Sovereign Wealth Funds to the Impact Finance Opportunities of UNCDF, www.uncdf.org.

Family Office Bootcamp is an online educational Yourtube Channel started by Carol Pepper. Visit https://www.youtube.com/@familyofficebootcamp4200.

Carol was named as an Independent Member of the Board of Cuentas, a NASDAQ Company, in September 2021. She stepped down in December 2022.

Member of senior management team in a group that developed a prototype financial services web portal for clients with net worth in excess of $30 million. Wrote a business plan to create a virtual family office business. Developed an on-line Charitable Donor Advised product for launch.

Created an offering of investment research products for start-up on-line brokerage company that was an affiliate of Instinet Corporation, a subsidiary of Reuters Corporation.

Managed $1.3 Billion in family office portfolios. Created and implemented asset allocations for portfolios that included cash, fixed income, US large and small capitalization equities, international equities, private equity, venture capital and hedge funds. Managed accounts that had a Socially Responsible Investing focus. Advised on Charitable Donations and Foundation Investments. Worked closely with clients on the creation of charitable vehicles, investments in socially responsible companies, and the investment of foundation assets. Participated in the Creation of Alternative Strategies Fund Member of Investment Committee that created the firm’s first alternative strategies fund.

Senior client contact for high-net-worth individuals and their private companies. Oversaw the delivery of investment management, trust & estate, securities and credit products. Managed teams of specialists to deliver tailored product solutions for clients.

Assisted former private banking client in selling spa company. Obtained contract to purchase private company in the beauty/cosmetics/spa industry with revenues of $18 million, subject to financing. Formed Peregrine Acquisitions. Wrote strategic business plan and private placement memorandum. Sold company to financial investor.

Created Marketing Strategy and Developed Brand Image: Developed corporate image and brand position for the private bank in the United States; developed marketing strategy to communicate bank’s products and services; created promotional activity and events. Generated New Business and Expanded Relationships: Sold private banking services to existing clients and new prospects. Products included: portfolio management, mutual funds, time deposits, off-shore trusts and accounts, secured credit, trust and estate planning.

Developed New Investment and Corporate Finance Business: Marketed mutual funds, managed portfolios and securities brokerage to wealthy families nationwide. Opened new markets in Philadelphia and Chicago. Responsible for loans to individuals and to their businesses.Associate, Private Banking Division, 1987–1991, Corporate Finance Division, 1986-1987: Designed & executed new business referral program nationwide. As Corporate Finance Associate rotated through various assignments in M & A department, Corporate Finance, Leveraged Buyout Group, Venture Capital.

Two-Year Training Program, Corporate Finance Division: Hired as the only female analyst in the Mergers & Acquisitions group. Rotated throughout corporate finance groups in 1986. Evaluated companies for M & A transactions; tracked potential buyers and assisted in all aspects of transactions. Evaluated independent oil & gas producers for Salomon's Dallas Office.