Angaza offers a comprehensive suite of financial products designed to empower distributors in reaching and serving customers.

JourneyApps in headquartered in Denver Colorado. It delivers a full-stack rapid app development platform that enables companies to create custom, integrated software applications for frontline teams across desktop, mobile and wearable devices. Their PowerSync offering enables the creation of local-first applications with instantly responsive user interfaces and simplifies state management. It facilitates seamless synchronization between client and server databases.

Carol is frequently asked to advise companies. Past clients have included large multi-national telecoms and financial services companies. Clients benefit from Carol's deep experience in financial services digital technology and mobility solutions.

Today there are 6.4 billion wireless connections in the world reaching 85% of the total population of 7 billion people. 2.27 billion people have access to the internet, and this is increasing rapidly with the proliferation of smart phones in the developing world. Technology has never reached or impacted as many people as it does today. And this is changing everything – the way we interact, shop, learn, bank, heal, stay healthy, entertain, and live.This is the moment in history where there is an opportunity to provide financial services for everyone. Just as mobile communications has created an almost universally connected world, so can mobile banking create universal financial inclusion. Although it is within our reach, the journey is non-trivial. This book gives readers a vision for a different kind of world and a blueprint to get there. It is written by experts that have worked in dozens of countries on multiple continents on banking innovation. Reading this book will change your view of banking forever – and provides innovation guidelines and a blueprint to change the landscape of banking.

Based in California's Silicon Valley, Juntos began at the Stanford d.school; we believe in the power of behavior change and user-centric design. Our mission is to design tools that empower users to save and build confidence in their financial lives. Juntos works with partners worldwide to design & implement empowering personal finance tools for cash-based households.

Zumigo is pioneering a new generation of mobile services that are predicated on providing a richer experience for our customers through more relevant, context-based, information. Whether you are trying to intelligently market to consumers with location in context, or secure financial transactions utilizing mobile infrastructure, only Zumigo offers a full range of services, delivered globally. Founded in 2008, Zumigo is led by veterans of the mobile industry with years of experience working in developing and managing mobile solutions for some of the world’s largest carriers and enterprises.

Aurionpro (NSE: AURIONPRO) (BSE: 532668), a leading provider of enterprise-scale software and services, as part of its growth plans, have appointed new independent members to the company’s Board of Directors. Excerpts from the press release - “As we chart the next phase of the company’s aggressive growth plans, I am extraordinarily pleased to welcome Carol Realini, Hari Murthy, and Frank P. Osusky to Aurionpro’s Board. All of them have deeply relevant experience as innovators and rapidly developing companies into market leaders. Their collective capabilities will certainly help Aurionpro achieve our aggressive three year growth plan and will support the realization of our long-term corporate strategy.”

CardCash.com, headquartered in East Windsor, New Jersey tapped into the $60 billion dollar market of unused gift cards and presently is the leading online marketplace offering the largest selection of discounted gift cards to choose from. As part of its success, CardCash.com also maintains the highest standards of security. All transactions are backed by our customer satisfaction guarantee.

Prepay Nation, a leading provider of cross-border mobile top-up, is poised to be an innovation leader in International Transfers. Carol Realini is proud to be a member of the Board of Directors

Omney is a new, faster way for businesses to move money.

GBSN is a network of the top business schools in the world dedicated to engaging and supporting each other. Never before has it been so essential for business leaders to have skills relevant in emerging markets. GBSN supports the rapid development of business school capacity. As a active board member Carol helps establish policies and objectives,coaches the executive director, advises on fundraising and strategic initiative.

Advisor to global social entrepreneurs

Rising fees. Rampant foreclosures. Americans are angry and fed up with banks. In this explosive book, Carol Realini reveals what afflicts today’s biggest banks and how they can transform using disruptive innovation to reconnect with their customers.

Carol supported the global role out of Obopay which included six emerging markets (Asia and Africa) and the US. She advised the new CEO on fundraising and strategy.

Founded in 2005, Obopay, Inc., offers mobile money services that transform any mobile phone into a convenient and easy way to send and receive money, get paid or pay small businesses, top-up accounts, buy via mobile and pay bills. Obopay's mobile money services address the needs of consumers and businesses around the world by providing a service that delivers value, empowers lives and improves opportunity for merchants. Obopay believes the power is in the network and has established partnerships that include Nokia, MasterCard, AT&T, Verizon, Essar, Yes Bank in India, Blackberry and Societe Generale. The company's offering enables partner-branded mobile money services that financial services and mobile partners can implement quickly at low deployment cost. Global headquarters are in Redwood City, CA with operations in India.

Search for Common Ground is a global non-government organization doing conflict resolution and violence prevention. Our mission is very ambitious: to transform the way the world deals with conflict. We emphasize cooperative solutions, pursued on a realistic scale and with practical means. Current problems - whether ethnic, environmental, or economic - are simply too complex and interconnected to be settled on an adversarial basis.Search for common ground is a leader in using media (radio, TV, film) to help build community and prevent conflict. We have operations in the Middle East, Africa, Indonesia, Europe, and the United States. See www.sfcg.org for a complete description of programs and office locations.

GlobalGiving is a web portal that is reinventing international philanthropy by directly connecting donors with the social entrepreneurs working to solve society's toughest problems. Whether it's university education for Afghan women or clean water for Nigerian villages, GlobalGiving opens up the world to donors that want to make an impact by investing in the world's most unique social and economic development projects. Founded by former executives of The World Bank, GlobalGiving uses a market-based approach of directly connecting low-threshold, social development projects with individuals and businesses that have a stake in global prosperity. GlobalGiving is backed by philanthropic industry leaders that include HP, Visa International, The Skoll Foundation, The Omidyar Foundation, The Sall Family Foundation, and The W.K. Kellogg Foundation, among others. For more information, please visit www.globalgiving.com.

Invio® offers process-centric software that empowers you to deliver on-demand storage and data management services to your applications. Unlike traditional management tools, Invio solutions are designed for the process of storage management, enabling you to dynamically model, automate and control storage operations and workflow—according to your best practices. With Invio’s modular application suite you can achieve quick results, selecting from a broad range of out-of-the-box processes including provisioning, space optimization, replica management, backup and recovery. You can then incrementally extend and evolve your service delivery processes to adapt and align your IT infrastructure with the needs of your business.Sold to Veritas

Chordiant Software, Inc. is an enterprise software provider of solutions that automate operational business processes to meet the needs of service-driven organizations such as retail banks, consumer credit, insurance providers, and telecommunications companies. Chordiant automates the end-to-end operational business processes that enable the business from the back-office systems, existing applications and processes, through to the communications with customers.

J.Frank Consulting advised leading financial services organizations on the design and implement state-of-the-art distributed computing solutions.

Legato established leadership in Storage Management early in the development of Distributed Computing. Carol was instrumental in Legato's product strategy and go-to market approach. She launched Legato's first products and built resilient and successful distribution in the US and Europe. Under Carol's sales leadership Legato forged many key relationships that contributed to Legato's long term leadership and success.

Carol lead Product Management and Product Marketing globally for Ingres. During this period Ingres was clearly the technology leader in SQL databases.

Operating System Development, Engineering Software Manager, Part of the senior leadership team for Amdahl's Unix operating system UTS. For UTS Carol's role was Marketing and Customer Relationship Management.