Credit Analyst
CurrentAs a Credit Analyst, I am responsible for collecting, reviewing, and analyzing data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. I use multiple sources of information, including financial statements, collateral appraisals, credit reports, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. With these sources of information, I am able to prepare credit memos that includes key financial ratios, supporting information, and executive summary, and objective recommendations.