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Stephen Cartwright Email & Phone Number

Independant Consultant with experience as COO, CFO, VP Strategy with the power to engage teams and drive strategic initiatives that grow businesses | Dynamic Leadership | Insuretech | Technology | Financial Services. at Ninety
Location: Gloucester, England, United Kingdom 20 work roles 3 schools
1 work email found @microensure.com 2 phones found area 124 LinkedIn matched
✓ Verified Jun 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email · 2 phones

Work email s****@microensure.com
Direct phone (124) ***-****
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Current company
Role
Independant Consultant with experience as COO, CFO, VP Strategy with the power to engage teams and drive strategic initiatives that grow businesses | Dynamic Leadership | Insuretech | Technology | Financial Services.
Location
Gloucester, England, United Kingdom

Who is Stephen Cartwright? Overview

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Stephen Cartwright is listed as Independant Consultant with experience as COO, CFO, VP Strategy with the power to engage teams and drive strategic initiatives that grow businesses | Dynamic Leadership | Insuretech | Technology | Financial Services. at Ninety, based in Gloucester, England, United Kingdom. AeroLeads shows a work email signal at microensure.com, phone signal with area code 124, and a matched LinkedIn profile for Stephen Cartwright.

Stephen Cartwright previously worked as Director at Lucere Consulting and Associate at Ninety. Stephen Cartwright holds Cima Qualified from The Chartered Institute Of Management Accountants.

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Email format at Ninety

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{first}.{last}@microensure.com
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Profile bio

About Stephen Cartwright

๐—œ ๐—ฎ๐—บ ๐—ฎ ๐—ณ๐—ผ๐—ฐ๐˜‚๐˜€๐—ฒ๐—ฑ ๐—ฎ๐—ป๐—ฑ ๐—ต๐—ถ๐—ด๐—ต๐—น๐˜† ๐˜€๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€๐—ณ๐˜‚๐—น ๐—–-๐—น๐—ฒ๐˜ƒ๐—ฒ๐—น ๐—ฒ๐˜…๐—ฒ๐—ฐ๐˜‚๐˜๐—ถ๐˜ƒ๐—ฒ ๐˜๐—ต๐—ฎ๐˜ ๐—ฑ๐—ฒ๐˜ƒ๐—ฒ๐—น๐—ผ๐—ฝ๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—น๐—ฒ๐—ฎ๐—ฑ๐˜€ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐—ถ๐—ฒ๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ ๐˜๐—ต๐—ฎ๐˜ ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ฑ๐—ถ๐˜๐—ฒ ๐—ด๐—ฟ๐—ผ๐˜„๐˜๐—ต ๐—ฎ๐—ป๐—ฑ ๐—ฒ๐—ป๐—ด๐—ฎ๐—ด๐—ฒ ๐˜๐—ฒ๐—ฎ๐—บ๐˜€.My unique track record of experience spans multiple sectors incl. financial services, technology, and insuretech businesses in both large multinational and smaller start-up environments, providing me with an unrivalled depth and breadth of commercial experience underpinned by my chartered accountant qualification. I enjoy coaching people at all levels and nurturing talent and believe the key to truly customer centric service provision is listening to customer facing staff as well as using market intelligence to study consumer behaviour. I make data-based decisions, using a measured and timely approach, with the ability to be a confidante at the highest echelons of a business.My core skill areas include:โœ…๐—ฆ๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐—ถ๐—ฐ ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐—ฎ๐—ป๐—ฑ ๐—˜๐˜…๐—ฒ๐—ฐ๐˜‚๐˜๐—ถ๐—ผ๐—ป โ€“ Secured multi-million-pound funding from PE and strategic investors and established new companies within regulated environments including a Lloydโ€™s Syndicate. โœ…๐—ง๐—ฟ๐˜‚๐˜€๐˜๐—ฒ๐—ฑ ๐—”๐—ฑ๐˜ƒ๐—ถ๐˜€๐—ผ๐—ฟ โ€“ Acted as a mentor to share knowledge with anyone from junior staff up to board members with an open style using a measured and mediatorial approach.โœ…๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐— ๐—ฎ๐—ป๐—ฎ๐—ด๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐—ฎ๐—ป๐—ฑ ๐—–๐—ผ๐—ป๐˜๐—ฟ๐—ผ๐—น โ€“ Fully qualified chartered accountant who uses professional knowledge combined with commercial acumen to make sound financial decisions for multi-million-pound businesses.โœ…๐——๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป ๐— ๐—ฎ๐—ธ๐—ฒ๐—ฟ โ€“ Decision maker at the highest level as a member of the senior executive team as well as offering consultative and logical advice to the CEO.โœ…๐—–๐˜‚๐—น๐˜๐˜‚๐—ฟ๐—ฒ ๐—•๐˜‚๐—ถ๐—น๐—ฑ๐—ฒ๐—ฟ โ€“ Committed to creating a collaborative culture where everyone feels heard and valued. Brought in patterns of recognition and rewards which have led to increased engagement.โœ…๐—Ÿ๐—ฒ๐—ฎ๐—ฑ๐—ฒ๐—ฟ๐˜€๐—ต๐—ถ๐—ฝ โ€“ Vast experience in management of Finance, Operations, Technology, Sales and Marketing teams. Have developed engaged global teams spanning cultures and time zones.โœ…๐—–๐—ฟ๐—ฒ๐—ฎ๐˜๐—ผ๐—ฟ ๐—ผ๐—ณ ๐—–๐—ต๐—ฎ๐—ป๐—ด๐—ฒ โ€“ Led the strategy for change from broker-led to insurance company at MicroEnsure and successfully transformed professional attitudes and culture. I thrive in dynamic, fast changing global environments and develop cultures that both engage and inspire. I am looking for my next challenge, so feel free to contact me with any interesting opportunities at stephencartwright1@gmail.com

Listed skills include Strategy, Business Intelligence, Management, Cross Functional Team Leadership, and 44 others.

Current workplace

Stephen Cartwright's current company

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Ninety
Ninety
Independant Consultant with experience as COO, CFO, VP Strategy with the power to engage teams and drive strategic initiatives that grow businesses | Dynamic Leadership | Insuretech | Technology | Financial Services.
AeroLeads page
20 roles

Stephen Cartwright work experience

A career timeline built from the work history available for this profile.

Director

Current
Lucere Consulting

Cheltenham, England, United Kingdom

Provision of expertise across finance, operations, stakeholder management & execution/delievery on specific projects with specific focus on mass market, embedded & health insurance. Additional expertise offered on CFO engagements, M&A, Funding, Business Planning & Strategy

Nov 2022 - Present

Associate

Current

Program managment & delivery of YuBuntu healthcare to provide simple, affordable and accessible insurance and health services in developing markets. Successfully launched a wellness & insurance solution focussed on female cancers from concept to reality within 12 months. The YuBuntu venture radically changes the dynamic of female cancers by providing.

Nov 2022 - Present

Vice President Strategy (Mic Global)

Cheltenham, England, United Kingdom

Reporting to the MIC CEO to develop, create & execute strategic initiatives across MIC Global. Key member of MIC Global Executive Committee (ExCo) Created long term strategic buisiness plans and financial forecasts for investment funding into MIC Global & the Lloyd's Syndicate.Successfully established & launched a Lloyd's Syndicate focussed on global.

Oct 2021 - Oct 2022

Vp Insurance Services (Mic Global)

Cheltenham, England, United Kingdom

Reporting to the MIC Global CEO to create the infrastructure & establish operations for regulated entities (Insurance Companies & Brokers) for MIC GlobalEstablished Insurance entities to underwrite risk & operationalise insurance services Established governance frameworks across MIC Global to ensure adherance to regulatory bodies across multiple geographic.

Jan 2021 - Sep 2021

Chief Operating Officer (Microensure)

Cheltenham

Chief Operating Officer (Reporting to CEO) with responsibilities for the Global Finance Function, Group Operations, Marketing & Technology Functions.Oversight of all operating businesses in the UK, Africa & Asia providing micro insurance to more than 60 million people globally through innovative business models.Day to day management of business operations.

Apr 2019 - Jan 2021

Commercial Finance Director (Microensure)

Cheltenham, England, United Kingdom

Commercial Director at MicroEnsureResponsible for Business Development, Marketing & Finance FunctionsDriving new business globally with in country teamsDeveloping commercial business plans, contractsEstablishing new countries of operation

Sep 2017 - Mar 2019

Finance Director (Microensure)

Cheltenham

Finance Director overseeing a global business in 15 countries across Africa, Asia & the UK.Responsibility for the financial operations of the company and its subsidiaries including planning and analysis, cash management, forecasting and budgeting, accounting, reporting, treasury, audit and tax.Provision of financial information, strategic plans and other.

Jun 2013 - Sep 2017

Consultant

Consulting for MicroEnsure focussed on Finance and Operations best practice to establish operations for four new businesses in Asia as part of joint venture with a major global telecoms operator.

Feb 2013 - Jun 2013

Head Of Competitive & Market Intelligence Networking

Competitive & Market Intelligence at HP Networking.Provision of actionable strategic and tactical intelligenceManagement of a global team Delivery of competitive content and rapid response to competitor announcements.Collaboration across HP functions to deliver competitive advantagePresentations to Exec Management, Sales leaders, Partners and.

Jul 2010 - Jan 2013

Director Competitive & Market Intelligence (& Operations)

Leading team to provide actionable Business Intelligence to 3Com globally.Delivery of insight and discussion at CEO staff meetings regarding market and competitive landscape.Management of an 8 people global team.Drive cross functions teams to deliver competitive advantage Responsibility for Analyst and Customer relations.Business performance tracking.

Jun 2006 - Jul 2010

Strategic Finance & Operations Manager

Development of holistic strategic plans for discrete businesses within 3Com. Preparation & presentation of Strategic plans to Senior Management Advisory role to Cross-Functional planning team and facilitation of Long Term financial plans to drive alignment, actions and metrics to ensure successProvider of Business Intelligence to Cross functional.

Jan 2004 - Jul 2006

Business Operations & Planning Manager

Rigorous analysis of 3Com performance and drive tactical business recovery plans of areas highlighted to be outside planned objectives for short term revenue improvements. Drive near and long term planning for Enterprise Business ($1Bn turnover). Collaboroation with multi-functional team to achieve concensus and deliver tactical plans for.

Jan 2002 - Jan 2004

Sales Finance & Operations Manager:

Financial Control for Carrier EMEA business including expense controls, balance sheet accounting, commission plans & payments.Development and introduction of Siebel eCRM system into the Sales infrastructure. Reporting and forecasting of orders, sales and the opportunity pipeline.Operational interaction with supply chain & logistics, interaction with new.

Jun 2000 - Jan 2002

Business Finance Controller

P&L and Balance Sheet responsibility for business with $500M turnover. Preparation of financial plans, management reporting, analysis & decision support of key business activities and member of LAN Workgroup senior management team. Key decision making on R&D investments, strategic & tactical marketing & sales programs, pricing decisions and other.

Oct 1999 - Jun 2000

Senior Finance Analyst

Financial support for New Business Venture Group incorporating P&L & Balance sheet responsibility. Development of plans for acquisitions and joint ventures, financial analysis and modelling of new business propositions. Involvement with due diligence and supervision of financial integration of two new businesses into 3Com establishing financial controls.

Dec 1998 - Oct 1999

Senior Finance Analyst

Financial control of 2 business lines turnover $200M within a $2Bn division of 3Com, incorporating full P&L & Balance sheet responsibility. Supervision of financial close, management reporting and review with Corporate Executives. Indirect supervision of financial staff in UK and US

Mar 1998 - Dec 1998

Finance Analyst

Responsibility for the day to day running of the finance function with a Divisional turnover of $150M operating from sites in the UK, US and Australia. Direct supervision of two analysts. Control of monthly financial close in UK and US including balance sheet accounting of reserves, reconciliationย’s, operating expense accounting and reporting, profit and.

Jun 1996 - Mar 1998

Business Accountant

Full financial control for 3 subsidiary businesses, (2 distribution and 1 manufacturing) with direct supervision of 3 staff, and indirect supervision for other finance staff. Preparation of all management accounting information, month end accounting, annual budget preparation and reporting and statutory accounting. Financial and strategic report.

Jan 1996 - Jun 1996

Cost Accountant

Design, development and implementation of a fully integrated actual costing system for the Moss product range (approx. 20,000 products). Analysis and reporting of costing information, establishing action procedures for pro-active cost reductions in operations and pricing policy analysis. Annual budgeting for Moss business, group consolidation of accounts.

Jan 1994 - Jan 1996

Financial Analyst

During this time I worked as a Financial Analyst occupying 3 different roles. For one year I evaluated Capital projects and undertook fixed asset accounting. I spent a year as a cost analyst reviewing intercompany billing prices for 700 food related products. I also worked for 2 years as a planning analyst preparing monthly planning reports.

Oct 1990 - Jan 1994
3 education records

Stephen Cartwright education

Cima Qualified

The Chartered Institute Of Management Accountants

3 A' Levels (A,B,C) 13 O'Levels

Burford School
FAQ

Frequently asked questions about Stephen Cartwright

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What company does Stephen Cartwright work for?

Stephen Cartwright works for Ninety.

What is Stephen Cartwright's role at Ninety?

Stephen Cartwright is listed as Independant Consultant with experience as COO, CFO, VP Strategy with the power to engage teams and drive strategic initiatives that grow businesses | Dynamic Leadership | Insuretech | Technology | Financial Services. at Ninety.

What is Stephen Cartwright's email address?

AeroLeads has found 1 work email signal at @microensure.com for Stephen Cartwright at Ninety.

What is Stephen Cartwright's phone number?

AeroLeads has found 2 phone signal(s) with area code 124 for Stephen Cartwright at Ninety.

Where is Stephen Cartwright based?

Stephen Cartwright is based in Gloucester, England, United Kingdom while working with Ninety.

What companies has Stephen Cartwright worked for?

Stephen Cartwright has worked for Lucere Consulting, Ninety, Mic Global, Microensure, and Hewlett Packard.

How can I contact Stephen Cartwright?

You can use AeroLeads to view verified contact signals for Stephen Cartwright at Ninety, including work email, phone, and LinkedIn data when available.

What schools did Stephen Cartwright attend?

Stephen Cartwright holds Cima Qualified from The Chartered Institute Of Management Accountants.

What skills is Stephen Cartwright known for?

Stephen Cartwright is listed with skills including Strategy, Business Intelligence, Management, Cross Functional Team Leadership, Forecasting, Analysis, Go To Market Strategy, and Leadership.

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