Stephen Cartwright Email and Phone Number
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𝗜 𝗮𝗺 𝗮 𝗳𝗼𝗰𝘂𝘀𝗲𝗱 𝗮𝗻𝗱 𝗵𝗶𝗴𝗵𝗹𝘆 𝘀𝘂𝗰𝗰𝗲𝘀𝘀𝗳𝘂𝗹 𝗖-𝗹𝗲𝘃𝗲𝗹 𝗲𝘅𝗲𝗰𝘂𝘁𝗶𝘃𝗲 𝘁𝗵𝗮𝘁 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝘀 𝗮𝗻𝗱 𝗹𝗲𝗮𝗱𝘀 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀 𝗳𝗼𝗿 𝗰𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗮𝘁 𝗲𝘅𝗽𝗲𝗱𝗶𝘁𝗲 𝗴𝗿𝗼𝘄𝘁𝗵 𝗮𝗻𝗱 𝗲𝗻𝗴𝗮𝗴𝗲 𝘁𝗲𝗮𝗺𝘀.My unique track record of experience spans multiple sectors incl. financial services, technology, and insuretech businesses in both large multinational and smaller start-up environments, providing me with an unrivalled depth and breadth of commercial experience underpinned by my chartered accountant qualification. I enjoy coaching people at all levels and nurturing talent and believe the key to truly customer centric service provision is listening to customer facing staff as well as using market intelligence to study consumer behaviour. I make data-based decisions, using a measured and timely approach, with the ability to be a confidante at the highest echelons of a business.My core skill areas include:✅𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗮𝗻𝗱 𝗘𝘅𝗲𝗰𝘂𝘁𝗶𝗼𝗻 – Secured multi-million-pound funding from PE and strategic investors and established new companies within regulated environments including a Lloyd’s Syndicate. ✅𝗧𝗿𝘂𝘀𝘁𝗲𝗱 𝗔𝗱𝘃𝗶𝘀𝗼𝗿 – Acted as a mentor to share knowledge with anyone from junior staff up to board members with an open style using a measured and mediatorial approach.✅𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗮𝗻𝗱 𝗖𝗼𝗻𝘁𝗿𝗼𝗹 – Fully qualified chartered accountant who uses professional knowledge combined with commercial acumen to make sound financial decisions for multi-million-pound businesses.✅𝗗𝗲𝗰𝗶𝘀𝗶𝗼𝗻 𝗠𝗮𝗸𝗲𝗿 – Decision maker at the highest level as a member of the senior executive team as well as offering consultative and logical advice to the CEO.✅𝗖𝘂𝗹𝘁𝘂𝗿𝗲 𝗕𝘂𝗶𝗹𝗱𝗲𝗿 – Committed to creating a collaborative culture where everyone feels heard and valued. Brought in patterns of recognition and rewards which have led to increased engagement.✅𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽 – Vast experience in management of Finance, Operations, Technology, Sales and Marketing teams. Have developed engaged global teams spanning cultures and time zones.✅𝗖𝗿𝗲𝗮𝘁𝗼𝗿 𝗼𝗳 𝗖𝗵𝗮𝗻𝗴𝗲 – Led the strategy for change from broker-led to insurance company at MicroEnsure and successfully transformed professional attitudes and culture. I thrive in dynamic, fast changing global environments and develop cultures that both engage and inspire. I am looking for my next challenge, so feel free to contact me with any interesting opportunities at stephencartwright1@gmail.com
Ninety
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DirectorLucere Consulting Nov 2022 - PresentCheltenham, England, United KingdomProvision of expertise across finance, operations, stakeholder management & execution/delievery on specific projects with specific focus on mass market, embedded & health insurance. Additional expertise offered on CFO engagements, M&A, Funding, Business Planning & Strategy
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AssociateNinety Nov 2022 - PresentProgram managment & delivery of YuBuntu healthcare to provide simple, affordable and accessible insurance and health services in developing markets. Successfully launched a wellness & insurance solution focussed on female cancers from concept to reality within 12 months. The YuBuntu venture radically changes the dynamic of female cancers by providing access to screenings, vaccines & financial capacity for women to access quality treatment on diagnosis.Multiple stakeholder management across insurance, healthcare & NGO partnerships & execution of vision into an affordable solution for low/mid income segment.
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Vice President Strategy (Mic Global)Mic Global Oct 2021 - Oct 2022Cheltenham, England, United KingdomReporting to the MIC CEO to develop, create & execute strategic initiatives across MIC Global. Key member of MIC Global Executive Committee (ExCo) Created long term strategic buisiness plans and financial forecasts for investment funding into MIC Global & the Lloyd's Syndicate.Successfully established & launched a Lloyd's Syndicate focussed on global embedded microinsurance Advised & executed an acquisition of Software Company to increase group capabilities for insurance servicesEstablished new legal entites & operational companies across the MIC group globally Oversight and operation of MIC Global governance & compliance (Chair of Compliance Committee) -
Vp Insurance Services (Mic Global)Mic Global Jan 2021 - Sep 2021Cheltenham, England, United KingdomReporting to the MIC Global CEO to create the infrastructure & establish operations for regulated entities (Insurance Companies & Brokers) for MIC GlobalEstablished Insurance entities to underwrite risk & operationalise insurance services Established governance frameworks across MIC Global to ensure adherance to regulatory bodies across multiple geographic jurisdictionsCreated new Underwriting and Compliance functions & provided oversight & guidance for the teamsCommenced process of establishing a Syndicate at Lloyd's of London. Developed strategic & operational business plans, underwriting and compliance frameworks for the Lloyd's Syndicate.
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Chief Operating Officer (Microensure)Mic Global Apr 2019 - Jan 2021CheltenhamChief Operating Officer (Reporting to CEO) with responsibilities for the Global Finance Function, Group Operations, Marketing & Technology Functions.Oversight of all operating businesses in the UK, Africa & Asia providing micro insurance to more than 60 million people globally through innovative business models.Day to day management of business operations for Insurance Brokers & technology companies across 15 global companiesLiasing with Shareholders and board members on strategic direction of the MicroEnsure business Creation of long term financial plans & business models for investment funding into MicroEnsureSuccessfully managed the transition of MicroEnsure & STP Group into MIC Global following the merger of these two businesses.
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Commercial Finance Director (Microensure)Microensure Sep 2017 - Mar 2019Cheltenham, England, United KingdomCommercial Director at MicroEnsureResponsible for Business Development, Marketing & Finance FunctionsDriving new business globally with in country teamsDeveloping commercial business plans, contractsEstablishing new countries of operation
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Finance Director (Microensure)Microensure Jun 2013 - Sep 2017CheltenhamFinance Director overseeing a global business in 15 countries across Africa, Asia & the UK.Responsibility for the financial operations of the company and its subsidiaries including planning and analysis, cash management, forecasting and budgeting, accounting, reporting, treasury, audit and tax.Provision of financial information, strategic plans and other information required by investors and shareholders.Financial support to strategic transactions including establishing new businesses & subsidiary entities in Africa & Asia. Playing a key role in due diligence and integration associated with investor funding.Development of decision support tools and analysis to inform major strategic decisionsProvision of management reporting to the Board and internal stakeholders, covering financial & operational performance alongside KPI's. Managing relationships with auditors, banks, investors and other external advisors.
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ConsultantMicroensure Feb 2013 - Jun 2013Consulting for MicroEnsure focussed on Finance and Operations best practice to establish operations for four new businesses in Asia as part of joint venture with a major global telecoms operator.
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Head Of Competitive & Market Intelligence NetworkingHewlett Packard Jul 2010 - Jan 2013Competitive & Market Intelligence at HP Networking.Provision of actionable strategic and tactical intelligenceManagement of a global team Delivery of competitive content and rapid response to competitor announcements.Collaboration across HP functions to deliver competitive advantagePresentations to Exec Management, Sales leaders, Partners and Customers.Negotiation of research contracts with vendors and budget management. -
Director Competitive & Market Intelligence (& Operations)3Com Jun 2006 - Jul 2010Leading team to provide actionable Business Intelligence to 3Com globally.Delivery of insight and discussion at CEO staff meetings regarding market and competitive landscape.Management of an 8 people global team.Drive cross functions teams to deliver competitive advantage Responsibility for Analyst and Customer relations.Business performance tracking across all Marketing operations and activities. -
Strategic Finance & Operations Manager3Com Europe Ltd Jan 2004 - Jul 2006Development of holistic strategic plans for discrete businesses within 3Com. Preparation & presentation of Strategic plans to Senior Management Advisory role to Cross-Functional planning team and facilitation of Long Term financial plans to drive alignment, actions and metrics to ensure successProvider of Business Intelligence to Cross functional management to assist in key decision making.
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Business Operations & Planning Manager3Com Jan 2002 - Jan 2004Rigorous analysis of 3Com performance and drive tactical business recovery plans of areas highlighted to be outside planned objectives for short term revenue improvements. Drive near and long term planning for Enterprise Business ($1Bn turnover). Collaboroation with multi-functional team to achieve concensus and deliver tactical plans for execution.Co-ordination and analysis of pricing and promotions, improve decision making to drive revenue growth and margin improvement.
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Sales Finance & Operations Manager:3Com Jun 2000 - Jan 2002Financial Control for Carrier EMEA business including expense controls, balance sheet accounting, commission plans & payments.Development and introduction of Siebel eCRM system into the Sales infrastructure. Reporting and forecasting of orders, sales and the opportunity pipeline.Operational interaction with supply chain & logistics, interaction with new customers & existing channel partners to ensure customer satisfaction.Supervision of staff.
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Business Finance Controller3Com Oct 1999 - Jun 2000P&L and Balance Sheet responsibility for business with $500M turnover. Preparation of financial plans, management reporting, analysis & decision support of key business activities and member of LAN Workgroup senior management team. Key decision making on R&D investments, strategic & tactical marketing & sales programs, pricing decisions and other operational activities.
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Senior Finance Analyst3Com Dec 1998 - Oct 1999Financial support for New Business Venture Group incorporating P&L & Balance sheet responsibility. Development of plans for acquisitions and joint ventures, financial analysis and modelling of new business propositions. Involvement with due diligence and supervision of financial integration of two new businesses into 3Com establishing financial controls, systems convergence and operating excellence.
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Senior Finance Analyst3Com Mar 1998 - Dec 1998Financial control of 2 business lines turnover $200M within a $2Bn division of 3Com, incorporating full P&L & Balance sheet responsibility. Supervision of financial close, management reporting and review with Corporate Executives. Indirect supervision of financial staff in UK and US
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Finance Analyst3Com Jun 1996 - Mar 1998Responsibility for the day to day running of the finance function with a Divisional turnover of $150M operating from sites in the UK, US and Australia. Direct supervision of two analysts. Control of monthly financial close in UK and US including balance sheet accounting of reserves, reconciliations, operating expense accounting and reporting, profit and loss accounting and business line profitability reporting. Assisted in Divisional restructuring following 3Com merger with US Robotics. This incorporated financial modelling to derive options to develop a new business structure with combined resources, synergies, product road maps and site closures
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Business AccountantBunzl Plc Jan 1996 - Jun 1996Full financial control for 3 subsidiary businesses, (2 distribution and 1 manufacturing) with direct supervision of 3 staff, and indirect supervision for other finance staff. Preparation of all management accounting information, month end accounting, annual budget preparation and reporting and statutory accounting. Financial and strategic report recommending the closure of one business facility. -
Cost AccountantBunzl Plc Jan 1994 - Jan 1996Design, development and implementation of a fully integrated actual costing system for the Moss product range (approx. 20,000 products). Analysis and reporting of costing information, establishing action procedures for pro-active cost reductions in operations and pricing policy analysis. Annual budgeting for Moss business, group consolidation of accounts, forecasting of financial information including strategic planning, preparation of statutory account submissions to Bunzl for half and full year accounts.
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Financial AnalystKraft Foods Oct 1990 - Jan 1994During this time I worked as a Financial Analyst occupying 3 different roles. For one year I evaluated Capital projects and undertook fixed asset accounting. I spent a year as a cost analyst reviewing intercompany billing prices for 700 food related products. I also worked for 2 years as a planning analyst preparing monthly planning reports.
Stephen Cartwright Skills
Stephen Cartwright Education Details
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The Chartered Institute Of Management AccountantsCima Qualified -
Management Science -
Burford School3 A' Levels (A,B,C) 13 O'Levels
Frequently Asked Questions about Stephen Cartwright
What company does Stephen Cartwright work for?
Stephen Cartwright works for Ninety
What is Stephen Cartwright's role at the current company?
Stephen Cartwright's current role is Independant Consultant with experience as COO, CFO, VP Strategy with the power to engage teams and drive strategic initiatives that grow businesses | Dynamic Leadership | Insuretech | Technology | Financial Services..
What is Stephen Cartwright's email address?
Stephen Cartwright's email address is st****@****ure.com
What is Stephen Cartwright's direct phone number?
Stephen Cartwright's direct phone number is +4412425*****
What schools did Stephen Cartwright attend?
Stephen Cartwright attended The Chartered Institute Of Management Accountants, Loughborough University, Burford School.
What skills is Stephen Cartwright known for?
Stephen Cartwright has skills like Strategy, Business Intelligence, Management, Cross Functional Team Leadership, Forecasting, Analysis, Go To Market Strategy, Leadership, Cloud Computing, Product Management, Business Strategy, Competitive Intelligence.
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Stephen Cartwright
Head Strategy & Performance, Uk Trade & Investment At Department For Business, Innovation And SkillsGreater London1bis.gsi.gov.uk -
Stephen Cartwright
British Diplomat, Working For The Foreign Commonwealth And Development Office In Uk Supporting Economic Growth.United Kingdom -
Stephen Cartwright
Greater Cardiff Area -
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