At Richmond Global Wealth, for paying only one transparent fee, all your advisors work by sitting at one table. We look at all your wealth-related areas, taking an integrated solution-based approach with one objective in mind: find every opportunity to maximize your wealth while taking minimum risk. There are no hidden costs; you get our best specialists working to provide quantifiable solutions for your family's best financial outcomes.On the Investment Management side of our business, our independence is secured by our strong partnership with Designed Wealth Management, one of the most innovative Investment Dealers in Canada. Driven by strong ethical principles and backed by rock-solid institutional power, Designed Wealth Management is a leader in the Canadian investment industry.You can visit our web page to learn more and book an appointment.

Volunteering to bring my minuscule contribution to evolving the wealth management industry into a knowledge-based profession that uses the highest ethical and fiduciary standards.

Accountabilities:• Organize the client discovery process, data input and processing, solution suitability assessment, and plan recommendations following the FP Canada Standards of Professional Responsibility. • Creatively assess and fix current plans to significantly enhance clients’ outcomes by integrating advanced solutions, such as IPPs, RCAs, postmortem planning, corporate estate bonds, trust planning, and reorganizations.• Integrate KYC principles in the discovery process to ensure consistent compliance and accurate KYC updates, helping advisors run compliant practices.Achievements: • Championed a solution-based approach for U/HNW planning by assessing solution suitability through relevant KPI impact.• Advanced thought leadership through concept tools, checklist of strategies, and financial modelling job aids.• Took an existing client plan and increased the net Terminal Estate KPI by $10 million by shifting taxable corporate passive assets into a $300,000 annual premium Pay 10 Whole Life Corporate Estate Bond insurance policy in a CPA Professional Corporation, avoiding double taxation at death (100% solution) and excessive taxation of corporate passive income during lifetime. Both the accountant and the advisor were very happy.

Accountabilities:• Assist incorporated clients in developing tax-efficient, risk-managed business growth, succession and exit plans focused on tax reduction and maximizing long-term wealth and legacy.• Use a client-centric approach in discovery by fully understanding the current financial situation, life goals and concerns, risk tolerance, biases, and all relevant personal circumstances.• Evaluate the current situation and assess potential solution suitability using fintech tools (Conquest, Naviplan).• Validate the recommended solutions leveraging private wealth resources and a team of specialists in actuarial solutions, tax and estate planning, portfolio management, insurance, lending, and business valuation.• Present the action plan with the recommended solutions, allowing the client to make informed decisions and crash-test the outcomes for subpar returns, market crashes, high inflation, cashflow constraints and longevity.• Implement portfolios with strategic and tactical asset allocation from a full suite of managed solutions, ETFs and individual holdings using research from Credit Suisse, National Bank, Morningstar, and Thomson Reuters.• Marketing through personal networking, seminars, trade shows, and direct marketing strategies to U/HNW family groups, including incorporated professionals and family businesses.• Review accounts and plans regularly for KYC updates and incorporate changes in the client’s situation and the economic and regulatory environment.Achievements: • Received 2009, 2010, 2011, and 2012 IG Wealth Management Pillar Awards.• Developed a sizable HNW client portfolio of over 400 family groups over time.• Developed, licensed, coached, and trained a team of three associates under my practice.• Assisted many other junior and senior advisors with creative solutions and specialist referrals.

Accountabilities:• Develop annual strategic business plans for the Division with sales targets, defined budgets, net flow growth, educational development for the advisors, and advisor base growth.• Work with advisors to gain information and insight into their practices, deploying specialist and corporate advanced financial planning resources to assist with client cases and administrative logistics.• Provide weekly divisional advisor training and presentations on topics such as advanced financial planning, concept clubs, insights on capital markets, the economy, investment management and portfolio analysis.• Provide advisor support to increase sales through organizing marketing promotional events and appointments for HNW clients, involving internal and external advanced financial planning specialists.• Supervise business submission, trade execution, and KYC suitability; review daily trade blotters and address all compliance and consultant supervision tasks at the divisional level. Achievements: • Received the 2014 and 2017 National TOP Director Award (top 1% in Canada)• Elected as a member of the Ontario Director Council from 2015 to 2018.• Qualified internal and external advisors, growing the division by 26 practices.• Achieved net flows growth rate of over 20% annually.