Catherine Patrick-Davidson Email & Phone Number

Ann Arbor, Michigan

Develop, implement and monitor Gold Star Compliance Management Program as it pertains to National Branch Oversight, Training Systems, Licensing and Underwriting. Analyze and manage operating budget and forecasting data for 1.5 billion national mortgage operation. Ongoing development of training protocols for all employees based upon function with regard to position, product knowledge and compliance.

Livonia, Michigan

- Analyze acquired loans for eligibility and underwriting compliance as it relates to FNMA Selling Guide, FHLMC Guide, Government Guide and Lenders' Guide- Perform risk analysis; identify and correct deficiencies- Perform Quality Assurance Audits' Create Systems for Fraud Alert- Select and On-Board appropriate Investors- Analyze and monitor corporate budget- Ongoing development of Training Programs for all Loan Officers/Processors/Closers- Align all processes with… Show more - Analyze acquired loans for eligibility and underwriting compliance as it relates to FNMA Selling Guide, FHLMC Guide, Government Guide and Lenders' Guide- Perform risk analysis; identify and correct deficiencies- Perform Quality Assurance Audits' Create Systems for Fraud Alert- Select and On-Board appropriate Investors- Analyze and monitor corporate budget- Ongoing development of Training Programs for all Loan Officers/Processors/Closers- Align all processes with state and federal regulatory compliance- Provided monthly and quarterly statistical analysis to be utilized in assessment/forecasting Show less

Livonia, Michigan

- Liaison with Strategic Risk Partner to ensure secondary market practices and guidelines are met- Supervised Loan Officers/Processors to ensure file integrity/quality- Created efficient underwriting systems, expedited turn times without compromising quality- Trained all Loan Officers with regard to product knowledge and production process- Maintain a sound knowledge of secondary market activity, practices and industry trends as they impacted underwriting guidelines and… Show more - Liaison with Strategic Risk Partner to ensure secondary market practices and guidelines are met- Supervised Loan Officers/Processors to ensure file integrity/quality- Created efficient underwriting systems, expedited turn times without compromising quality- Trained all Loan Officers with regard to product knowledge and production process- Maintain a sound knowledge of secondary market activity, practices and industry trends as they impacted underwriting guidelines and origination activity- Analyze and improved budget- Sales force development resulting in consistently exceeded quotas- Create quality controls within every department to ensure integrity of entire operation Show less

Troy, Michigan

- Assist Borrowers in choosing appropriate financing options for purchase and refinance, while utilizing down payment assistance programs when necessary- Review Title Commitments, Appraisals, Tax Returns, Asset Documentation and comparable market analysis- Ensure Investor guidelines met; system improved and implemented