Catherine Cluney, Ctp Email & Phone Number

Shazam Client Executive for Eastern Iowa Financial Institutions

• Meta Financial Group, Inc. is a holding company with approximately $750 million in assets. MetaBank is held by Meta Financial Group, Inc. and is a savings and loan with 14 branches located within Iowa and South Dakota.
• Created formal cash management department within the bank. o Developed approval policies and implementation procedures for all cash management products. o Managed the daily functions of the Cash Management Relationship.
• Built and managed cash management relationships with 41 Bank business customers maintaining average deposit balances of $11,000,000+ and total monthly analysis fee income of approximately $7,500.
• Sales team lead member of online banking system review and conversion team which determined chosen vendor based on core competencies, improvement to Bank’s overall online system offering and savings to the Bank of.
• Team leader of Remote Deposit product development team.
• Upgraded Sweep Investment system to bring into compliance with existing laws and regulations.

• Commercial Federal Bank was a $13 billion Thrift, which provided banking services to consumers and commercial entities. Bank of the West acquired Commercial Federal Bank and is a full service regional commercial bank.
• Developed cash management sales territory in the state of Iowa with primary markets in Des Moines, Iowa City and Cedar Rapids resulting in o 126% of sales goal for year 2004. o 124% of sale goal through November 2005.
• Facilitated formal cash management product training to market bank personnel.
• Interviewed customers and prospects to identify banking needs. Presented bank products, completed sales, implemented services and conducted training with the customers.

• SouthTrust Bank was a full service regional commercial bank with $54 billion in assets. SouthTrust was acquired by Wachovia.
• Developed cash management sales territory in north Alabama and Memphis, TN markets with results of o 148% of sales goal for year 2002. o Second top producer for Alabama and Tennessee sales team for year 2002.
• Interviewed prospects to understand business process and cash flow needs; sold products to satisfy customer needs and completed implementation of products.
• Facilitated cash management product training with customers and bank personnel.

• Developed and managed large commercial deposit only relationships in the Huntsville, AL market; clients maintained commercial deposit balances between $250,000 and $70,000,000.
• Increased deposit portfolio by $84,000,000 (189%) in year 2000 by responding to Request for Proposals and through calling efforts.
• Increased net fee income by $158,000 (32%) in year 2000 by cross-selling cash management products and reducing waived service charges.

• Regional Credit Analyst March 1998 – April 1999Market Credit Analyst May 1997 – March 1998Regional Credit Analyst – Completed analysis for loan requests of $1,000,000 or greater for Alabama and Tennessee regional.
• Compiled analysis information, financial spreads and proformas to present to loan officers.
• Composed written evaluations regarding credit risks, strengths, weaknesses and industry comparisons that were used with commercial loan officers’ approval packages.

Bachelor Of Science, Business Administration

magna cum laude, GPA: 3.89/4.0, Dean’s List

Education record