Senior Credit Analyst
Greater St. Louis Area
During the pandemic shut-down, was deemed an essential employee -was one of four employees retained in Credit Department while all others were furloughed. During this time crucial aging and monitoring reports and met strategically with Senior Management. This allowed CEO and CFO the much-needed visibility to cash projection during the crisis.Managed credit and credit release for all domestic orders for a $3.8 billion shoe wholesaler and manufacturer. The regular aging report was in excess $100 million.Worked consistently on a one-on-one basis with SVP/FP&A to discuss strategy regarding credit risk of accounts vs. shipping of orders to meet financial projections of the company.Approved all new accounts with sign-off limit of $250,000. Included running credit and financial reports, and checking references from wholesale trade partners.Performed financial reviews for 6,000 domestic accounts annually-from small independent boutiques to large department stores-with credit limits in the multi-million-dollar range.Prepared monthly PowerPoint deck comprised of pertinent and time intensive financial information of high-risk accounts for Senior management.Prepared allowance for doubtful (bad debt reserve) and A/R summary monthly to be viewed by Board of Directors and Senior Management.On-boarded newly acquired companies, trained staff, and assumed responsibility for credit portfolio of their database. Also worked with IT on credit module integration.Project manager for online credit application program that was rolled out to entire sales staff.Traveled throughout the U.S. to Credit Meetings with similar companies. This enabled me to build strong contact & networking information within the footwear and apparel industry.Complete supervision of staff comprised of 5 collectors: included hiring new associates, conducting annual performance reviews, counseling employees, and held all daily decision-making responsibility within the department.
