Cathy Efird (Polishuk) Email & Phone Number

Richmond, Va

Richmond, Virginia Area

Worked closely with all functional areas to assure appropriate framework was in place to analyze and understand the firm’s risk profile.Primarily responsible for the implementation of the firm’s Risk and Control Self-Assessment including documentation of the various levels of risk, estimation of risk frequency and impacts, and implementation of key indicators and control tests for ongoing monitoring or risks.Ensured that operational controls were properly managed in BB&T Securities, serving as the operational control function within the first line of defense.Promoted an internal control culture encouraging identification and management of risks, documenting and communicating risks through a formal Risk Inventory process.Provided constructive challenge to the business to ensure risks were addressed appropriately.

Richmond, Virginia Area

Gained extensive knowledge in credit and market risk management skills for capital markets and clearing operations.Worked directly with leadership team to manage and prevent financial, operational and reputational risk.Worked on projects to improve the Risk Management database, improve department procedures/processes, streamline the Risk Management Policy Manuals, and audit the equation to calculate trading risk.Created self-sustaining reports, allowing employees to transfer time from producing to analyzing reporting.Worked with BB&T Capital Markets sales and trading staff to produce annual credit reviews for institutional counterparties while monitoring for signs of credit deterioration between review periods.Worked with the Margin Credit Committee as a Risk Management representative to minimize risks in the retail portfolio and ensure compliance with firm and federal rules and regulations. Responded to internal external audit request pertaining to policies, reporting and proprietary systems and calculation.