Cathy Lloyd, Cpa Email & Phone Number

San Antonio, Texas, United States

Supports a team of internal audit professionals in the execution of operational and compliance engagements. Supports the CAE in core department activities including audit practices, annual planning, and board and regulatory communications.

San Antonio, Texas, United States

Leads the Quality Assurance and Improvement Program and Talent Management teams, supporting over 350 internal audit professionals.

San Antonio, Texas Metropolitan Area

- Established and leads the Audit Services Training team, responsible for the delivery of all internal training for over 350 audit professionals including the development of a formal training framework, individual training plans for all employees, and course development and delivery- Established and leads the Audit Services Quality Assurance and Improvement Program (QAIP) team responsible for evaluating the quality of all Audit Services engagements and core department activities in line with IIA Standards and federal banking regulator expectations- Ensures clear and accurate communication on audit quality with the Chief Audit Executive, the Head of Professional Practices, the various Finance & Audit Committees, and external banking regulators- Leads the Audit Services Regulatory Liaison function responsible for the ongoing coordination and facilitation of all regulatory continuous monitoring and exam needs and support for the department's regulatory relationship strategy- Leads efforts to complete remediation plans to improve audit skills and training and the quality of audit execution, as well as ensure quality assurance activities are in line with industry and regulatory expectations

San Antonio, Texas Area

- Led the team responsible for the development, training, and implementation of Audit Services methodology and practices manual for conducting assurance and consulting engagements for over 200 internal audit professionals- Hired, trained, and established the stand-alone Audit Services Quality Assurance and Improvement Program (QAIP) to ensure adherence to IIA standards, department practices, and regulatory expectations- Led efforts to complete remediation plans to improve audit methodology and the quality of audit execution, as well as establish key practice elements in line with regulatory expectations

San Antonio, Texas Area

Executive Director - Banking (2014 - 2017)Audit Director - Banking (2010 - 2014)Audit Manager - Information Technology (2007 - 2010)Audit Manager - P&C and Life Insurance (2006 - 2007)Senior Auditor - P&C and Life Insurance (2003 - 2006)• Supported the Bank Chief Audit Executive by leading the execution of assurance work conducted primarily in the areas of banking, regulatory compliance, finance, and technology• Participated in continuous monitoring activities including management and other governance committee meetings• Presented Audit Services results to the various Finance & Audit Committees• Guided staff in identifying areas of unmitigated risk in financial accounting and reporting, legal and regulatory compliance, business operations, and information technology• Trusted advisor to clients in the development of business solutions to enhance their control environment • Led the development of the bank audit universe, risk assessment and annual bank internal audit plan• Led staff hiring efforts and ensured the professional development of audit team ranging from six to 20 directors and staff• Worked with external auditors to facilitate understanding and reliance on internal audit to improve efficiency and reduce costs• Collaborated with the second-line of defense in the coordination of coverage efforts • Interacted with federal banking regulators in support of their continuous monitoring and exam efforts

• Lead numerous engagements of both publicly and privately held companies in the financial services, telecommunications, high-tech manufacturing, software development, and non-for-profit industries• Review and revise financial statements and disclosures on Form 10-K, Form 10-Q, and press releases• Train, supervise, and evaluate audit staff• Advise clients on appropriate accounting treatment and control enhancements

• Lead numerous engagements of both publicly and privately held companies in the financial services, telecommunications, high-tech manufacturing, software development, and non-for-profit industries• Review and revise financial statements and disclosures on Form 10-K, Form 10-Q, and press releases• Train, supervise, and evaluate audit staff• Advise clients on appropriate accounting treatment and control enhancements