Vaibhav Bansal Email & Phone Number

Gurugram, Haryana, India

New Delhi Area, India

Noida Area, India

New Delhi Area, India

Gurgaon, India

Part of Trade Finance Division , of CNHi Capital based out of Gurgaon responsible for• Managing credit related risk in CASE Construction (India) Portfolio: Identification of risk and chalking out proper risk-mitigation strategy for portfolio. Overseeing administration of credit to CASE dealers. Monitoring Dealer’s over-limit & overdue scenarios.• MIS & Reporting: Preparation and distribution of different reports & MIS. Liaisoning with various stake-holders for information exchange & follow-up on actionables.• Managing Security/Bank Guarantees: BG safekeeping, updation & invocation.• Managing Parts portfolio.Projects:• Implementation of SAP based Credit-Control Mechanism for parts related business.• Transfer of monthly outstanding MIS preparation activity to Capital team.• Transfer of custody of Company’s collateral and establishing a process for Collateral management along with SOPs.

Gurgaon, India

Part of Retail Underwriting department and Cluster Leader at BMW Financial Services based out of Gurgaon responsible for• Creation and update of Credit Policy for the Company with a view to minimizing credit risk.• Ensuring compliance of policies and credit acceptance procedures.• Underwriting retail credit with authority to sanction of loans upto 5 mINR.• Administration of Turn Around Time for the Department and periodic publishing of reports.• MIS & Reporting: Daily and monthly business reporting and preparation of other important MIS reports.• Audit Support: Facilitating periodic Internal Audit and Audits conducted by RBI and Company’s Statutory Auditors.• Liasioning with vendors and associates for outsourced functions of credit; viz. Field Investigation agencies and document sampling agencies.• Team Management: Managed a team of 4 associates and responsible for relation with 5 vendors providing solutions for outsourced credit functions.• Authoring and publishing process notes and guidance notes on operational requirements.Projects:• Implementation of Internal quality management reports for monitoring of service TAT (Turn Around Time) for the Department as well as vendors.• Identification of redundant / non-productive reports and simplification of reporting frame-work • Training of colleagues on Microsoft Excel - conducted two batches of semi-formal training on functionalities of Excel of daily use.

Dehra Dun Area, India

Part of the Consultancy and Outsourcing Division of Nangia & Co, based out in Dehradun and responsible for:• Maintenance and consolidation of accounts at a multi-brand reseller having over 100 showrooms across North India.• Preparation of Forecast of Financial Statements/Project Reports of various SMEs for availing Term Loans and Cash Credit limits• Taxation advice and compliances for Expatriate employees of major companies in the Oil & Gas Sector such as ONGC, British Gas Group, Halliburton Group, Schlumberger Group etc.• Preparation and Representation in connection with the assessment / penalty proceedings of Foreign Companies and domestic clients before the CIT Appeals and Dispute Resolution Panel.• Advisory services regarding litigative matters like Permanent Establishment and DTAA benefits.Projects:• Identification, acquisition and Implementation of Accounting software (Tally ERP) for Virtuaal Retail Private Limited and Virtuaal Apparels – mid-size corporate having over 100 retail outlets.• Identification, acquisition and Implementation of payroll processing software for Virtuaal Retail Private Limited.

Chartered Accountant, Commerce, Finance, Pass

High School, Commerce, 93.25%