Chrystal Bradshaw-Bramble Email & Phone Number

Trinidad And Tobago

Achievements Draft Default Policy & ProceduresDraft Credit Risk & Delinquency Policy & Procedures Drafted and Implementation Bailiff ProceduresDrafted and Implemented write-off Policy & Procedures. Assist with the development of the company’s Strategic Plan. Assist Finance Department with implementation of IFRS 9, which involves Credit scoring of clients within the portfolio. Currently overseeing the Credit Risk Department and the Recovery Unit. Responsible for Credit granting processDebt collection practices and outcomesQuality of Credit portfolioSetting KRA’s & KPI’s for the department Training and Development of the team

Port Of Spain

Manage a portfolio of clients with the aim to establish a business in Trinidad and Tobago. Assist with all regulatory and non- regulatory approvals. Engage in industry research specific to clients’ needs. Evaluate investment opportunities, business plans and company financials. Assist in the preparation of reports necessary for upper management, board and or Ministry. Establish Value Laden Relationships with foreign clients while seeking to increase the Foreign Direct Investment Inflows in Trinidad and Tobago. Facilitate discussions and negotiations with an aim to establish sustainable ventures within Trinidad and Tobago.

Park And Pembroke Street, Port Of Spain

Achievement Assisted in the achievement of the branch overall yearly targets. Effectively manage a portfolio of over two hundred clients and accounts. Engage in business development to expand portfolio for borrowing and non-borrowing customers. Engage in coaching and supervising activities of staff. Assist in meeting branches overall and individual annual targets. Assist with overall branch operations and running of the branch. Prepare weekly and monthly reports. Assess documents and files as per Central Bank requirements. Assist internal and external auditors when necessary.

Trained over 50% of employees within the Department. Suggested and Implemented work flow charts to assist with ease of work.Developed pictorial presentation of the linkages between the products and services offeredImplemented process flow changes to previously existing procedures that permitted increased turnover time as well as accountability.Effectively managing a portfolio of approximately forty accounts while providing a distinctive customer experience for each customer within my portfolio. Engaged in detailed credit write ups and the approval of these credits. Appraise financing proposals presented to determine the extent of assistance the company may need from EximBank. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Assisted with the implementation of new IT software, via testing and retesting the system in search for bugs and errors. Supervised the department, authorize transactions for the disbursement of funds to existing clients, review credits from junior analyst.

Trinidad And Tobago

Achievement Received commendation certificates from the Personal and Commercial Banking Department for the delivery of exceptional customer service to various customers. • Receives requests for information and services and provides such services using advanced technological equipment, •Assist customers with necessary, •Follow up on request and discrepancies, •Screened examined and verify documents before processing, •Respond to request pertaining to the interpretation of the company’s documents, •Assist in the business development by cross-selling services if a need is seen, •Receive customers or visitors answers telephones and perform other clerical duties if required.

Master Of Business Administration (M.B.A.), International Masters Degree In Business Administration (Imba), Distinction

Economics for Business, Marketing Management, Financial Statement Analysis, Cost Accounting, Organization Behavior, Productions.

Bachelor Of Business Administration (B.B.A.), Business Administration And Management, General, Bachelor Of Arts With Honors, Upper Second Class

Introduction to Law, Sales & Sales Management, Business Decision Making, Marketing Management, Consumer Behavior, Managing People.