Colton Mcdaniel Email & Phone Number

Hammond, La, Us

Hammond, Louisiana, United States

Hammond, Louisiana, United States

Hammond, La

• Lead on CECL implementation to include: model/methodology testing, validation, qualitative and quantitative factors, forecasting, CECL Committee speaker, & monthly CECL Board updates• Calculate loan considerations for impairment and present to the Criticized Asset Committee monthly• Manage the duties and workflow of the loan portfolio analyst and two asset based lending analysts• Provide assistance to the CCO & CFO to include: acquisition due diligence, Federal Reserve reporting, examiner responses, and expert guidance on the CECL transition

Hammond, La

• Prepared daily, monthly, quarterly and annual loan reports for review by the Board of Directors• Supported financial functions including budgeting, forecasting, concentration risk and investment management• Created quarterly stress testing reports to simulate possible impacts to various loan pools and analyzed financial data for trends and anomalies

Hammond, La

• Prepared, reviewed, and analyzed all borrowing base certificates and performed monthly field audits for the asset based lending portfolio (>$200MM) to ensure accuracy and completeness• Collaborated with the Chief Credit Officer to prepare monthly reports for review by the Board of Directors • Created, implemented, and maintained the standard operating procedure (SOP) for the asset based lending field audits and calculation of borrowing base certificates

Hammond, Louisiana

• Prepared reports that included the degree of risk involved in extending credit or lending money to clients to conclude the appropriate amount to be distributed with minimal jeopardy to the bank.• Evaluated customer records and recommended payment plans based on earnings, savings data, payment history, and purchase activity.• Completed loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.• Used technical knowledge to perform analysis computer programs to evaluate customers' financial status and generate financial ratios.• Reviewed individual or commercial customer files to identify and select delinquent accounts for collection.• Compared liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations to determine risks.• Consulted with customers to resolve complaints and verify financial and credit transactions.• Analyzed financial data such as income growth, quality of management, and market share to determine expected profitability of loans.

Jackson, Mississippi Area

• Responsible for leading and mentoring more than 20 subordinates • Prepared all-source intelligence products to support the combat commander• Assessed the significance and reliability of incoming information with current intelligence• Established and maintained systematic, cross-reference intelligence records and files

Stennis, Ms

• Performed data collection from multiple sources, to include the web, law enforcement sensitive client databases, and other resources• Provided analytical support, communications guidance, facilitation services, and technical services to senior team members• Conducted database, internet, and document research, drafted process flow diagrams, and contributed to project reports• Collaborate with an analyst team to execute complex objectives• Plan and coordinate synthesized research• Produce all-source intelligence product• Produce all-source response• Partake in counterintelligence information• Create excel databases• Collect and utilize all-source business data• Foster positive relationships with clients, business partners, and supervisors