Celeste Osorio Email & Phone Number

Argentina

Argentina

Operations Hub Manager: Derivatives Back office for US markets

Risk Regional Office

[Reporting to LATAM Product, Collection & Scoring Risk Managing Director]-LATAM Risk appetite framework: Develop risk appetite dashboards of Latam portfolios, to ensure a profitable portfolio growth. Oversight metrics: Macroeconomic data, Risk appetite and profitability hurdles, internal and external benchmark indicators, portfolio composition mix, infrastructure & controls.-LATAM Portfolios Scorecards: Quarterly development of portfolio (secured & unsecured) scorecard losses, on a vintage view with 36 MOB horizons, for strategic decision making for Managing Directors and Chief Risk Officer.- LATAM Risk Product Reporting: Responsible for consolidating Risk Product Reporting for global senior management. Currently managing 11 strategic reports (Geography or Portfolio view), delivering overall LATAM results.- US Regulatory Entities: Involvement on OCC/FED/SEC monthly meetings for implementing new portfolio required actions to be implemented.- Customer Optimization Project: Drive to standardize products, processes and systems on Latam markets. Thought best practices implementations across countries and centralizing risk operations for efficiency scale.

Risk Regional Office

[Reporting to LATAM Fraud Risk Managing Director]­-Fraud Financial Reporting: Consolidation of total LATAM portfolio performance, trends analysis by geography, products and fraud types. Forecasting of new possible trends and emerging risks.-IT Developments for Reporting: Responsible for the implementation of new automated systems for reporting. Coordination of local businesses, accounting, risk architecture and IT teams, for new MIS.--Fraud Strategies: Development, control and implementation of strategies applying ROI analysis.Policy/Regulatory: Assure geographies are complaint with internal and new external regulations in matters related to fraud.-Investment Plan: Identification of new strategic tools (Biometrics, ChipCards, New IT Platforms) for enhancements on fraud prevention and detection.-US Regulatory Entities: Development of fraud data sections that include trend analysis, benchmarks curves and conclusions proposal for the OCC/FED/SEC revisions.

Argentina

[Reporting to LATAM Risk Retail Director]- Portfolio Strategic Analysis: Portfolio performance trend analysis and proposal of business opportunities or remedial actions for Latam countries (Mexico, Central & South America)- Portfolio Quality Revisions: Portfolio management through segmentation analysis, actual results, profitability & macroeconomic indicators.- Planning & Reporting: Development and analysis of control panels with key risk indicators for LATAM and Global regions. Utilization of Cognos cubes.- Best Business Practices: Identification and communication of achievements to be share across the region for efficiency gain.- International Regulatory Entities: Development of data decks that include vintage analysis, benchmarks curves and conclusions proposal for the OCC/FED/SEC quarterly meeting.

Argentina

[Reporting to South Cluster Risk Collection Strategy Head]- Front and Back End Collection Strategy: Development and implementation for Arg, Uru, Perú, Colombia & Venezuela.- New Collection Process Enhancements: Losses and profitability quantification for strategy innovations.- Collection Tools: Customer segmentation by risk level and product, to assure accurate remedial tools assignment, profitable for the business.- Portfolio Sales: Profitability analysis, due diligence process and roll out, of Arg, Uru and Peru sales.

Argentina

[Reporting to Credit Policy Head]- Acquisition Policy: Roll out of new risk acceptance criteria, in relation to the specific target market address (AB/C1/C2).- Risk & Opportunities: Scenarios development through analysis on customers behavior, market situation, and portfolio segmentations for new products to be launch. - New Commercial Deals: Follow up of new projects in partnership with Marketing, IT, Sales & Distribution and Finance.- Reporting: MIS for LATAM region.

Argentina

Trainee- Risk and Research for Citigold Officers- Customer Acquisition: Organization of meetings or events to introduce Citi Financial Services to Citigold prospects

Pdd Programa De Desarrollo Directivo, Pdd Programa De Desarrollo Directivo

El programa de Desarrollo Directivo es un intenso entrenamiento para adquirir y afianzar habilidades directivas, con una visión global de.

Master En Banca Y Finanzas, Finanzas, General

Lic. Adminitracion De Empresas, Finance, General

Bachelor'S Degree, Accounting And Finance