Célia Ramires Email & Phone Number

Brasil

Responsável nacional pelo backoffice financeiro e de vendas das subsidiárias Brasil Brokers em todo o Brasil.

Rio De Janeiro, Brasil

Niterói, Rio De Janeiro

Rio De Janeiro E Região, Brasil

Rio De Janeiro

• Reported to the CFO and managed a team of 65 employees. Was responsible for managing the SSC in the areas of Billing, Accounts Payable, Accounts Receivable, Collection, Administrative, Supplies, Product Registration.
• Implemented the Centralization Project of the financial and administrative Back Office of the company's subsidiaries.
• Created, revised, and standardized all the financial processes of the SSC with a reduction in the error rate, which allowed for a faster training of new teams and savings of R$ 12 million a year.
• Implemented the internal collection cell, reducing the cost by 50% with collection costs and increasing the volume received by 150%.

Rio De Janeiro Area, Brazil

• Reported to the CFO and managed 6 employees in the holding company. Was corporately responsible for managing the collection in the subsidiaries.
• Implemented the Collection area in the holding company.
• Managed a portfolio of R$ 49 million in receivables distributed into 26 subsidiaries.
• Mapped and redesigned the collection management process in the subsidiaries that was integrated with the holding company, implementing 10 new KPIs, and applying the Collection Ruler.
• Reduced delinquency from 7% to 2% of the company's total portfolio.
• Deployed the Payroll System for the Freelancing Real Estate Agents.

Rio De Janeiro Area, Brazil

• Reported to the Financial Director and managed 8 employees. Was responsible for prospecting new store points and managing 120 lease contracts with a monthly budget of R$ 3 million. Managed the legalization department.
• Implemented a new feasibility analysis model for the business locations.
• Opened 10 new store branches.
• Negotiated renewal actions that reduced rental costs by 5%.

Rio De Janeiro E Região, Brasil

• Reported to the Financial Director and managed 8 employees. Was responsible for the administrative area, which included Supplies, Lease Contracts, and Contracts with suppliers.
• Managed 50 of the company’s contracts of around R$ 2 million and 120 lease contracts of around R$ 3 million.
• Negotiated insurance contracts (fleet of vehicles, inventory, assets, and civil liability).
• Negotiated with suppliers and rental companies for implementing and promoting a Judicial Recovery Plan for reducing the non-bankruptcy debt by R$ 3.5 million

Rio De Janeiro E Região, Brasil

• Reported to the Financial Director and managed 20 employees. Was responsible for managing the Credit & Collection area (credit portfolio of R$ 30 million).
• Set up a new credit operation: Casa & Video Aura Card in Partnership with Cetelem. Generated an additional revenue of R$ 3 million in 2 years and added 120,000 new customers.
• Put in place a new business cell: Credit analysis for the Virtual Channels Internet and Telesales.
• Implemented the credit analysis process for Companies (B2B).
• Set up the statistical model of credit analysis in card sales for Virtual Channels.
• Implemented a pioneering business strategy for selling Extended Warranty in Self-Service Retail.

Rio De Janeiro E Região, Brasil

• Reported to Financial Director, managed 6 employees, being responsible for the credit operations for companies.
• Set up and implemented the Credit Operations related to credit card receivables.
• Set up and deployed Discount Operations for suppliers.
• Led the Affiliation Program of Establishments to the Visa and MasterCard systems - "Single Domicile" in partnership with Unibanco Card, Unibanco, and Banco Fininvest, generating R$ 500,000 of additional annual revenue.

Rio De Janeiro E Região, Brasil

• Reported to the Financial Director and managed 6 employees. Was responsible for developing and deploying banking products for companies.
• Designed and implemented the product Anticipation of Receivables (Private Label), generating R$ 700,000 in additional annual revenue.
• Developed and implemented the Management Information System for the Bank's trade desk.

Rio De Janeiro E Região, Brasil

• Reported to the Financial Director and managed 6 employees. Was responsible for managing the Bank’s cash flow.
• Negotiated with banks in fundraising efforts.
• Worked with the control, liquidity, and accounting of the working capital and hot money transactions.

Rio De Janeiro E Região, Brasil

Reported to the Financial Director and managed 5 employees. Was responsible for creating the management information system for the Trade Desk.

Rio De Janeiro E Região, Brasil

Reported to the bank's Economist. Was responsible for presenting macroeconomic and financial market indicators to the Bank’s investors.

Bachelor'S Degree In Statistical Sciences, Statistical Sciences

Gerenciamento De Projetos, Business Administration And Management, General