ANALYSISManaged credit evaluation process for all retail and corporate applicationsIt is achieving the company sales targets with an NPL ratio that is %70 under the sector average.Financial analysis, cash flows and ratings were made for corporate customers whose risk is up to 8 Million Euros. Decision proposal presentedFinancial analysis, cash flows and ratings were made for corporate customers with a risk up to 500,000 Euros. Credit decision made.Moderated “Early Delinquency” meetings and analyzed potential risk.Detailed knowledge of guidelines on sanctioning loan adheres to the organization's policy and process guidelinesPrepared MIS reports for tracking and monitoring of approved / rejected cases.SALES & MARKETINGSWOT analysis was conducted on the company's current partnerships, and areas for improvement were identified and action plans were presented.Distributor/dealer relationsCampaign creation and pricingDealer incentive systemsDealer trainingsOTHERThe leading team in Koç Holding's agile methodology and scrum pilot studies member. Experienced and applied in agile methodology for 4 years.Providing training to new employees (Sales and Analysis)SECTORSPassenger cars, light commercial vehicles, heavy commercial vehicles, tractors, white goods, furniture, kitchen furniture, motorcycle, mortgage, etc.